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ZIP Code · FL

ZIP 32778

Part of Tavares, FL
Pop. 25,042·Lake County·351st most expensive ZIP in Florida
Median rent (all units)
$2,055/mo
Year-over-Year
+1.6%
Month-over-Month
-0.8%
vs US Median
+$90
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 32778 · $2,055
More expensive than 63% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,270
1 BR
$1,340
2 BR
$1,520
3 BR
$1,920
4 BR+
$2,320
Research median
$1,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,660/yr
At $2,055/mo median
Location
StateFL
CountyLake County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.6% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 32778 (Tavares, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 26.1% of residents hold a bachelor's degree or higher.

Population
25,042
Median income
$63,472
Median age
53.1
Renters
21.4%
Age distribution
15.9%
16.6%
20.3%
13.1%
34%
Under 1815.9%
18–3416.6%
35–5420.3%
55–6413.1%
65+34%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
75.9%
13.7%
White75.9%
Black7.2%
Hispanic13.7%
Asian2%
Other1.2%
Education (25+)
29.4%
34%
26.1%
No HS diploma10.5%
HS diploma29.4%
Some college34%
Bachelor's+26.1%
Housing tenure
78.6%
21.4%
Owner78.6%
Renter21.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 32778 in Tavares, FL has changed in 5 years

Income
$52,076 → $63,472
up 21.9%
Population
23,210 → 25,042
up 7.9%
Renter share
24.4% → 21.4%
-3.0 pts
Bachelor's+
26.3% → 26.1%
-0.2 pts
Median age
53.6 → 53.1
-0.5 yrs

Local incomes tracked alongside that move, going from a median of $52,076 in 2021 to $63,472 more recently. Headcount in the area went from 23,210 to 25,042 between 2021 and 2024, a 7.9% change. About 21.4% of households rent today, against 24.4% in 2021.

Community

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Local insights

Tips for renters in ZIP 32778

About renting in ZIP 32778

Last updated: July 20, 2026

ZIP code 32778 covers Tavares, FL. The median rent here is $2,055/mo as of July 2026. A 1-bedroom rents for a median of $1,340/mo. A 2-bedroom rents for a median of $1,520/mo.

At 39% of local median household income ($63,472/yr), ZIP 32778 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 32778?

As of July 20, 2026, the median monthly rent in ZIP 32778 (Tavares, FL) is $2,055. This is based on aggregated data from public sources and community submissions.

How does ZIP 32778 rent compare to the US average?

ZIP 32778's median rent of $2,055/mo is $90 (5%) above the US national median of $1,965/mo.

How does ZIP 32778 compare to other ZIPs in Florida?

ZIP 32778 falls in the middle range for Florida, ranking #351 out of 662 ZIPs at $2,055/mo.

How much income do you need to rent in ZIP 32778?

To keep rent at or below 30% of gross income, you would need to earn at least $82,000/year (~$39/hour full-time) to afford the median rent of $2,055/mo in ZIP 32778. The local median household income is $63,472/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 32778?

Rent in ZIP 32778 has increased 1.6% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 32778 an affordable place to rent?

ZIP 32778 is considered moderate for renters. At $2,055/mo, rent takes approximately 39% of the local median household income ($63,472/yr). The standard benchmark is 30%. ZIP 32778 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 32778 residents rent vs. own?

According to Census data, approximately 21.4% of ZIP 32778 households are renters, while 78.6% are owner-occupied. ZIP 32778 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 32778 compare to the rest of Tavares?

ZIP 32778 is more affordable than Tavares overall. At $2,055/mo, it's $13 below the Tavares citywide median of $2,068/mo.

When was rent data for ZIP 32778 last updated?

Rent data for ZIP 32778 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
39%
MODERATE

At $2,055/mo, rent takes ~39% of ZIP 32778's median household income ($63,472/yr). The standard benchmark is 30%.

ZIP 32778 39%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 32778 (Tavares, FL)

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