ZIP Code · FL

ZIP 32960

Part of Vero Beach, FL

Pop. 25,259·Indian River County·366th most expensive ZIP in Florida

Median rent (all units)

$2,002/mo

Year-over-Year

+1.1%

Month-over-Month

-0.3%

vs US Median

+$70

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 32960 · $2,002

More expensive than 62% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,140

2 BR

$1,490

3 BR

$1,820

4 BR+

$2,500

Research median

$1,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 32960 is 0.3% below its high of $2,008 in June 2026, at $2,002 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 32960 changed +1.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($54,682) is $1,367 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,140); a 2-bedroom is $1,490.

Rank in Vero Beach

2nd cheapest of 4 ZIP codes in Vero Beach.

From Zillow's monthly rent index (ZORI) for ZIP 32960. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,024/yr

At $2,002/mo median

Location

CityVero Beach

StateFL

CountyIndian River County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+1.1% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 32960 (Vero Beach, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 24.1% of residents hold a bachelor's degree or higher.

Population

25,259

Median income

$54,682

Median age

Renters

40.7%

Age distribution

16.9%

22.2%

23.1%

13.1%

24.6%

Under 1816.9%

18–3422.2%

35–5423.1%

55–6413.1%

65+24.6%

Gender

47.7%

52.3%

Male47.7%

Female52.3%

Race & ethnicity

66.1%

17%

White66.1%

Black9.5%

Hispanic17%

Asian3%

Other4.5%

Education (25+)

12.1%

29.6%

34.1%

24.1%

No HS diploma12.1%

HS diploma29.6%

Some college34.1%

Bachelor's+24.1%

Housing tenure

59.3%

40.7%

Owner59.3%

Renter40.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 32960 in Vero Beach, FL has changed in 5 years

Rent

$1,730 → $2,002

up 15.7%

Income

$45,111 → $54,682

up 21.2%

Population

23,085 → 25,259

up 9.4%

Renter share

39.8% → 40.7%

+0.9 pts

Bachelor's+

26.6% → 24.1%

-2.5 pts

Median age

44 → 45

+1.0 yrs

Across the past five years, the going rent in ZIP 32960 in Vero Beach, FL has shifted from $1,730 to $2,002, up 15.7% since 2022. On the earnings side, the typical household in ZIP 32960 in Vero Beach, FL now reports about $54,682, up from $45,111 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 32960 in Vero Beach, FL adding about 2,174 residents over the five-year window, up 9.4% on net. Bachelor's-degree-or-higher attainment moved from 26.6% to 24.1% across the same window. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 32960 in Vero Beach, FL reflects that arc in its own way.

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About renting in ZIP 32960

Last updated: October 17, 2026

ZIP code 32960 covers Vero Beach, FL. The median rent here is $2,002/mo as of October 2026. A 1-bedroom rents for a median of $1,140/mo. A 2-bedroom rents for a median of $1,490/mo.

At 44% of local median household income ($54,682/yr), ZIP 32960 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32960?

To keep rent at or below 30% of gross income, you would need to earn at least $80,000/year (about $38/hour full-time) to afford the median rent of $2,002/mo in ZIP 32960. The local median household income is $54,682/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 32960?

Rent in ZIP 32960 has risen 1.1% over the past year as of September 2026. It sits 0.3% below its high of $2,008 in June 2026.

How does ZIP 32960 compare to other ZIPs in Florida?

ZIP 32960 is in the middle among Florida ZIP codes for rent, ranking #366 of 656 at $2,002/mo. Over the year to September 2026, rent in ZIP 32960 changed +1.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.