ZIP Code · FL

ZIP 33445

Pop. 33,122·Palm Beach County·89th most expensive ZIP in Florida
Median rent (all units)
$2,760/mo
Year-over-Year
+3.1%
Month-over-Month
+0.8%
vs US Median
+$828
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 33445 · $2,760
More expensive than 86% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,940
1 BR
$2,060
2 BR
$2,440
3 BR
$3,160
4 BR+
$3,670
Research median
$2,440/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in ZIP 33445 usually run 0.9% below trend in April and 0.7% above it in October, about $44 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 33445 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Florida

Rent in ZIP 33445 changed +3.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 33445 rose 55.8% while median household income rose 41.4% ($55,274 to $78,163). Rent outpaced income.

Since before the pandemic

Rent in ZIP 33445 is 56.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($78,163) is $1,954 a month. That covers HUD's Fair Market Rent for up to a studio ($1,940); a 1-bedroom is $2,060.

Rank in Delray Beach

3rd cheapest of 5 ZIP codes in Delray Beach.

Cheaper nearby

ZIP 33436, 5 miles away, rents for 20% less ($2,221/mo), about $6,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33445. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$33,120/yr
At $2,760/mo median
Location
StateFL
CountyPalm Beach County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.1% YoY, +0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 33445 (Delray Beach, FL) is majority owner-occupied, has a large retiree population, 42% of residents hold a bachelor's degree or higher.

Population
33,122
Median income
$78,163
Median age
54
Renters
31.2%
Age distribution
12.8%
18.6%
19.9%
15.7%
33%
Under 1812.8%
18–3418.6%
35–5419.9%
55–6415.7%
65+33%
Gender
45.1%
54.9%
Male45.1%
Female54.9%
Race & ethnicity
57.2%
24.7%
White57.2%
Black24.7%
Hispanic10.4%
Asian3.1%
Other4.5%
Education (25+)
21%
26.5%
42%
No HS diploma10.5%
HS diploma21%
Some college26.5%
Bachelor's+42%
Housing tenure
68.8%
31.2%
Owner68.8%
Renter31.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33445 in Delray Beach, FL has changed in 5 years

Rent
$1,921 → $2,760
up 43.7%
Income
$58,948 → $78,163
up 32.6%
Population
30,309 → 33,122
up 9.3%
Renter share
29.8% → 31.2%
+1.4 pts
Bachelor's+
41.7% → 42%
+0.3 pts
Median age
53.5 → 54
+0.5 yrs

The median rent in ZIP 33445 in Delray Beach, FL stood at $1,921 in 2021 and currently runs about $2,760, reflecting a 43.7% increase over the period. Census figures show median household income at $78,163 today, compared with $58,948 five years earlier. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 9.3% since 2021, moving from about 30,309 residents to roughly 33,122. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 33445

Last updated: October 17, 2026

ZIP code 33445 covers Delray Beach, FL. The median rent here is $2,760/mo as of October 2026. A 1-bedroom rents for a median of $2,060/mo. A 2-bedroom rents for a median of $2,440/mo.

At 42% of local median household income ($78,163/yr), ZIP 33445 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33445?

To keep rent at or below 30% of gross income, you would need to earn at least $110,000/year (about $53/hour full-time) to afford the median rent of $2,760/mo in ZIP 33445. The local median household income is $78,163/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 33445?

Rent in ZIP 33445 has risen 3.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 33445?

Asking rents in ZIP 33445 are usually lowest in April, about 0.9% below their yearly trend, and highest in October, about 0.7% above it. At today's median that is a gap of roughly $44 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 33445?

Yes. From 2019 to 2024, rent in ZIP 33445 rose 55.8% while median household income rose 41.4%, from $55,274 to $78,163. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 33445 compare to other ZIPs in Florida?

ZIP 33445 is one of the pricier among Florida ZIP codes for rent, ranking #89 of 656 at $2,760/mo. Over the year to September 2026, rent in ZIP 33445 changed +3.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 33445 compare to the rest of Delray Beach?

At $2,760/mo, ZIP 33445 is $60 below the Delray Beach citywide median of $2,820/mo. It is the 3rd cheapest of 5 ZIP codes in Delray Beach.
Income Affordability
42%
STRETCHED

At $2,760/mo, rent takes ~42% of ZIP 33445's median household income ($78,163/yr). The standard benchmark is 30%.

ZIP 33445 42%Benchmark 30%
State income taxNone
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