ZIP Code · FL

ZIP 33812

Part of Lakeland, FL

Pop. 16,169·Polk County·383rd most expensive ZIP in Florida

Median rent (all units)

$1,977/mo

Year-over-Year

-0.8%

Month-over-Month

+1.7%

vs US Median

+$45

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 33812 · $1,977

More expensive than 60% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,510

1 BR

$1,510

2 BR

$1,840

3 BR

$2,490

4 BR+

$3,090

Research median

$1,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Florida

Rent in ZIP 33812 changed -0.8% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($103,052) is $2,576 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,490); a 4-bedroom is $3,090.

Rank in Lakeland

6th cheapest of 9 ZIP codes in Lakeland.

Cheaper nearby

ZIP 33803, 4 miles away, rents for 18% less ($1,612/mo), about $4,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 33812. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,724/yr

At $1,977/mo median

Location

CityLakeland

StateFL

CountyPolk County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (-0.8% YoY, +1.7% MoM), not inventory.

Demographics

Who lives here

ZIP 33812 (Lakeland, FL) is majority owner-occupied, has a median income above the national average, 34.8% of residents hold a bachelor's degree or higher.

Population

16,169

Median income

$103,052

Median age

40.2

Renters

20.9%

Age distribution

24.9%

19%

28.2%

13.1%

14.8%

Under 1824.9%

18–3419%

35–5428.2%

55–6413.1%

65+14.8%

Gender

51.8%

48.2%

Male51.8%

Female48.2%

Race & ethnicity

67%

12.7%

14.3%

White67%

Black12.7%

Hispanic14.3%

Asian4.6%

Other1.4%

Education (25+)

24.9%

32.4%

34.8%

No HS diploma7.9%

HS diploma24.9%

Some college32.4%

Bachelor's+34.8%

Housing tenure

79.1%

20.9%

Owner79.1%

Renter20.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33812 in Lakeland, FL has changed in 5 years

Income

$87,885 → $103,052

up 17.3%

Population

14,241 → 16,169

up 13.5%

Renter share

22.6% → 20.9%

-1.7 pts

Bachelor's+

32.5% → 34.8%

+2.3 pts

Median household income climbed from $87,885 to $103,052 between 2021 and 2024, a 17.3% shift. Census counts show ZIP 33812 in Lakeland, FL adding about 1,928 residents over the five-year window, up 13.5% on net. The renter share has eased from 22.6% to 20.9%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 32.5% to 34.8% across the same window.

Community

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Local insights

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About renting in ZIP 33812

Last updated: October 17, 2026

ZIP code 33812 covers Lakeland, FL. The median rent here is $1,977/mo as of October 2026. A 1-bedroom rents for a median of $1,510/mo. A 2-bedroom rents for a median of $1,840/mo.

At 23% of local median household income ($103,052/yr), ZIP 33812 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33812?

To keep rent at or below 30% of gross income, you would need to earn at least $79,000/year (about $38/hour full-time) to afford the median rent of $1,977/mo in ZIP 33812. The local median household income is $103,052/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 33812?

Rent in ZIP 33812 has fallen 0.8% over the past year.

How does ZIP 33812 compare to other ZIPs in Florida?

ZIP 33812 is in the middle among Florida ZIP codes for rent, ranking #383 of 656 at $1,977/mo. Over the year to September 2026, rent in ZIP 33812 changed -0.8%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.