ZIP Code · FL

ZIP 33954

Part of Port Charlotte, FL

Pop. 11,193·Charlotte County·535th most expensive ZIP in Florida

Median rent (all units)

$1,702/mo

Year-over-Year

Stable

Month-over-Month

+0.3%

vs US Median

-$230

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 33954 · $1,702

More affordable than 58% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,530

1 BR

$1,540

2 BR

$1,940

3 BR

$2,690

4 BR+

$3,070

Research median

$1,940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 33954 is 11.1% below its high of $1,914 in July 2023, at $1,702 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 33954 changed -0.1% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($78,288) is $1,957 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,940); a 3-bedroom is $2,690.

Rank in Port Charlotte

3rd cheapest of 6 ZIP codes in Port Charlotte.

From Zillow's monthly rent index (ZORI) for ZIP 33954. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,424/yr

At $1,702/mo median

Location

CityPort Charlotte

StateFL

CountyCharlotte County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (-0.1% YoY, +0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 33954 (Port Charlotte, FL) is majority owner-occupied, has a large retiree population, 26.1% of residents hold a bachelor's degree or higher.

Population

11,193

Median income

$78,288

Median age

51.7

Renters

19.4%

Age distribution

15.7%

15.8%

21.7%

17%

29.8%

Under 1815.7%

18–3415.8%

35–5421.7%

55–6417%

65+29.8%

Gender

45.2%

54.8%

Male45.2%

Female54.8%

Race & ethnicity

76.1%

White76.1%

Black9.4%

Hispanic11.9%

Asian1.3%

Other1.3%

Education (25+)

28.6%

39.5%

26.1%

No HS diploma5.8%

HS diploma28.6%

Some college39.5%

Bachelor's+26.1%

Housing tenure

80.6%

19.4%

Owner80.6%

Renter19.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 33954 in Port Charlotte, FL has changed in 5 years

Rent

$1,860 → $1,702

down 8.5%

Income

$73,098 → $78,288

up 7.1%

Population

10,355 → 11,193

up 8.1%

Renter share

22.5% → 19.4%

-3.1 pts

Bachelor's+

23.7% → 26.1%

+2.4 pts

Median age

52.3 → 51.7

-0.6 yrs

Across the past five years, the going rent in ZIP 33954 in Port Charlotte, FL has shifted from $1,860 to $1,702, down 8.5% since 2023. On the earnings side, the typical household in ZIP 33954 in Port Charlotte, FL now reports about $78,288, up from $73,098 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 33954 in Port Charlotte, FL adding about 838 residents over the five-year window, up 8.1% on net. The renter share has eased from 22.5% to 19.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 23.7% to 26.1% across the same window. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 33954 in Port Charlotte, FL reflects that arc in its own way.

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About renting in ZIP 33954

Last updated: October 17, 2026

ZIP code 33954 covers Port Charlotte, FL. The median rent here is $1,702/mo as of October 2026. A 1-bedroom rents for a median of $1,540/mo. A 2-bedroom rents for a median of $1,940/mo.

At 26% of local median household income ($78,288/yr), ZIP 33954 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 33954?

To keep rent at or below 30% of gross income, you would need to earn at least $68,000/year (about $33/hour full-time) to afford the median rent of $1,702/mo in ZIP 33954. The local median household income is $78,288/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 33954?

Rent in ZIP 33954 has been roughly flat over the past year as of September 2026, a -0.1% change. It sits 11.1% below its high of $1,914 in July 2023.

How does ZIP 33954 compare to other ZIPs in Florida?

ZIP 33954 is one of the more affordable among Florida ZIP codes for rent, ranking #535 of 656 at $1,702/mo. Over the year to September 2026, rent in ZIP 33954 changed -0.1%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.