ZIP Code · FL

ZIP 33981

Pop. 15,622·Charlotte County·227th most expensive ZIP in Florida
Median rent (all units)
$2,320/mo
Year-over-Year
+33.0%
Month-over-Month
-1.9%
vs US Median
+$355
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 33981 · $2,320
More expensive than 74% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,310
1 BR
$1,320
2 BR
$1,660
3 BR
$2,300
4 BR+
$2,630
Research median
$1,660/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$27,840/yr
At $2,320/mo median
Location
StateFL
CountyCharlotte County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 33.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+33.0% YoY, -1.9% MoM), not inventory.
Demographics

Who lives here

ZIP 33981 (Port Charlotte, FL) is majority owner-occupied, has a large retiree population, 27.8% of residents hold a bachelor's degree or higher.

Population
15,622
Median income
$84,098
Median age
61.8
Renters
9.3%
Age distribution
12.5%
15.3%
19.9%
42.2%
Under 1810.1%
18–3412.5%
35–5415.3%
55–6419.9%
65+42.2%
Gender
50.4%
49.6%
Male50.4%
Female49.6%
Race & ethnicity
90%
White90%
Black1.2%
Hispanic4.3%
Asian2.4%
Other2.1%
Education (25+)
33.2%
32.3%
27.8%
No HS diploma6.7%
HS diploma33.2%
Some college32.3%
Bachelor's+27.8%
Housing tenure
90.7%
Owner90.7%
Renter9.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 33981 in Port Charlotte, FL has changed in 5 years

Income
$61,544 → $84,098
up 36.6%
Population
12,683 → 15,622
up 23.2%
Renter share
10.4% → 9.3%
-1.1 pts
Bachelor's+
25.5% → 27.8%
+2.3 pts
Median age
61.3 → 61.8
+0.5 yrs

Local incomes tracked alongside that move, going from a median of $61,544 in 2021 to $84,098 more recently. The population has grown by 23.2% since 2021, moving from about 12,683 residents to roughly 15,622. College-educated residents now make up 27.8% of adults here, versus 25.5% in 2021.

Community

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Local insights

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About renting in ZIP 33981

Last updated: July 20, 2026

ZIP code 33981 covers Port Charlotte, FL. The median rent here is $2,320/mo as of July 2026. A 1-bedroom rents for a median of $1,320/mo. A 2-bedroom rents for a median of $1,660/mo.

At 33% of local median household income ($84,098/yr), ZIP 33981 ranks as moderate compared to the national benchmark of 30%. Rents have increased 33.0% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 33981?

As of July 20, 2026, the median monthly rent in ZIP 33981 (Port Charlotte, FL) is $2,320. This is based on aggregated data from public sources and community submissions.

How does ZIP 33981 rent compare to the US average?

ZIP 33981's median rent of $2,320/mo is $355 (18%) above the US national median of $1,965/mo.

How does ZIP 33981 compare to other ZIPs in Florida?

ZIP 33981 falls in the middle range for Florida, ranking #227 out of 662 ZIPs at $2,320/mo.

How much income do you need to rent in ZIP 33981?

To keep rent at or below 30% of gross income, you would need to earn at least $93,000/year (~$45/hour full-time) to afford the median rent of $2,320/mo in ZIP 33981. The local median household income is $84,098/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 33981?

Rent in ZIP 33981 has increased 33.0% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 33981 an affordable place to rent?

ZIP 33981 is considered moderate for renters. At $2,320/mo, rent takes approximately 33% of the local median household income ($84,098/yr). The standard benchmark is 30%. ZIP 33981 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 33981 residents rent vs. own?

According to Census data, approximately 9.3% of ZIP 33981 households are renters, while 90.7% are owner-occupied. ZIP 33981 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 33981 compare to the rest of Port Charlotte?

ZIP 33981 is pricier than Port Charlotte as a whole. At $2,320/mo, it's $526 above the Port Charlotte citywide median of $1,794/mo.

When was rent data for ZIP 33981 last updated?

Rent data for ZIP 33981 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $2,320/mo, rent takes ~33% of ZIP 33981's median household income ($84,098/yr). The standard benchmark is 30%.

ZIP 33981 33%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 33981 (Port Charlotte, FL)

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