ZIP Code · FL

ZIP 34228

Part of Longboat Key, FL

Pop. 7,539·Sarasota County·1st most expensive ZIP in Florida

Median rent (all units)

$8,450/mo

Year-over-Year

Stable

Month-over-Month

-17.6%

vs US Median

+$6,518

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34228 · $8,450

More expensive than 100% of US ZIP codes · National median $1,932/mo

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Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($158,030) is $3,951 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,810); a 4-bedroom is $4,540.

Cheaper nearby

ZIP 34210, 3 miles away, rents for 80% less ($1,663/mo), about $81,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34228. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$101,400/yr

At $8,450/mo median

Location

CityLongboat Key

StateFL

CountySarasota County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (+0.0% YoY, -17.6% MoM), not inventory.

Demographics

Who lives here

ZIP 34228 (Longboat Key, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 70.3% of residents hold a bachelor's degree or higher.

Population

7,539

Median income

$158,030

Median age

71.2

Renters

6.4%

Age distribution

21.1%

68.4%

Under 180.9%

18–340.8%

35–548.7%

55–6421.1%

65+68.4%

Gender

46.6%

53.4%

Male46.6%

Female53.4%

Race & ethnicity

94.2%

White94.2%

Black0.8%

Hispanic3.1%

Asian0.8%

Other1%

Education (25+)

19.5%

70.3%

No HS diploma1.1%

HS diploma9.2%

Some college19.5%

Bachelor's+70.3%

Housing tenure

93.6%

Owner93.6%

Renter6.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34228 in Longboat Key, FL has changed in 5 years

Income

$121,797 → $158,030

up 29.7%

Population

7,446 → 7,539

up 1.2%

Renter share

6.2% → 6.4%

+0.2 pts

Bachelor's+

66.8% → 70.3%

+3.5 pts

On the earnings side, the typical household in ZIP 34228 in Longboat Key, FL now reports about $158,030, up from $121,797 in 2021. The population has grown by 1.2% since 2021, moving from about 7,446 residents to roughly 7,539. College-educated residents now make up 70.3% of adults here, versus 66.8% in 2021.

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About renting in ZIP 34228

Last updated: October 17, 2026

ZIP code 34228 covers Longboat Key, FL. The median rent here is $8,450/mo as of October 2026.

At 64% of local median household income ($158,030/yr), ZIP 34228 ranks as expensive compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34228?

To keep rent at or below 30% of gross income, you would need to earn at least $338,000/year (about $163/hour full-time) to afford the median rent of $8,450/mo in ZIP 34228. The local median household income is $158,030/yr, so the typical household falls short of that bar.