ZIP Code · FL

ZIP 34442

Part of Hernando, FL

Pop. 17,281·Citrus County·447th most expensive ZIP in Florida

Median rent (all units)

$1,883/mo

Year-over-Year

Stable

Month-over-Month

-0.6%

vs US Median

-$49

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 34442 · $1,883

More expensive than 54% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$880

1 BR

$890

2 BR

$1,100

3 BR

$1,530

4 BR+

$1,820

Research median

$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($57,259) is $1,431 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,100); a 3-bedroom is $1,530.

Cheaper nearby

ZIP 34453, 5 miles away, rents for 12% less ($1,650/mo), about $2,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34442. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$22,596/yr

At $1,883/mo median

Location

CityHernando

StateFL

CountyCitrus County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 34442 (Hernando, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 26.5% of residents hold a bachelor's degree or higher.

Population

17,281

Median income

$57,259

Median age

Renters

12.9%

Age distribution

12.7%

17.9%

50.1%

Under 189.7%

18–349.6%

35–5412.7%

55–6417.9%

65+50.1%

Gender

51.8%

48.2%

Male51.8%

Female48.2%

Race & ethnicity

91.1%

White91.1%

Black1.8%

Hispanic3.8%

Asian2.1%

Other1.2%

Education (25+)

34.8%

32.4%

26.5%

No HS diploma6.3%

HS diploma34.8%

Some college32.4%

Bachelor's+26.5%

Housing tenure

87.1%

12.9%

Owner87.1%

Renter12.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34442 in Hernando, FL has changed in 5 years

Income

$47,807 → $57,259

up 19.8%

Population

16,532 → 17,281

up 4.5%

Renter share

13% → 12.9%

-0.1 pts

Bachelor's+

28.1% → 26.5%

-1.6 pts

Median age

62.7 → 65

+2.3 yrs

Household income in the area moved from $47,807 to $57,259 across the same window, up 19.8% versus 2021. Headcount in the area went from 16,532 to 17,281 between 2021 and 2024, a 4.5% change.

Community

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Local insights

Tips for renters in ZIP 34442

About renting in ZIP 34442

Last updated: September 25, 2026

ZIP code 34442 covers Hernando, FL. The median rent here is $1,883/mo as of September 2026. A 1-bedroom rents for a median of $890/mo. A 2-bedroom rents for a median of $1,100/mo.

At 39% of local median household income ($57,259/yr), ZIP 34442 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34442?

To keep rent at or below 30% of gross income, you would need to earn at least $75,000/year (about $36/hour full-time) to afford the median rent of $1,883/mo in ZIP 34442. The local median household income is $57,259/yr, so the typical household falls short of that bar.