ZIP Code · FL

ZIP 34446

Part of Homosassa, FL

Pop. 19,102·Citrus County·406th most expensive ZIP in Florida

Median rent (all units)

$1,950/mo

Year-over-Year

Stable

Month-over-Month

+2.6%

vs US Median

+$18

Reported rents

Rising (Monthly)

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ZIP 34446 · $1,950

More expensive than 58% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$990

1 BR

$1,000

2 BR

$1,240

3 BR

$1,720

4 BR+

$2,040

Research median

$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($58,802) is $1,470 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,240); a 3-bedroom is $1,720.

Cheaper nearby

ZIP 34461, 8 miles away, rents for 10% less ($1,750/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34446. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$23,400/yr

At $1,950/mo median

Location

CityHomosassa

StateFL

CountyCitrus County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +2.6% MoM), not inventory.

Demographics

Who lives here

ZIP 34446 (Homosassa, FL) is majority owner-occupied, has a large retiree population, has a median income below the national average, 18.3% of residents hold a bachelor's degree or higher.

Population

19,102

Median income

$58,802

Median age

60.6

Renters

6.9%

Age distribution

20%

14.9%

43%

Under 1811.7%

18–3410.4%

35–5420%

55–6414.9%

65+43%

Gender

48.6%

51.4%

Male48.6%

Female51.4%

Race & ethnicity

87.3%

White87.3%

Hispanic8.5%

Asian0.7%

Other3.2%

Education (25+)

37.8%

33.1%

18.3%

No HS diploma10.7%

HS diploma37.8%

Some college33.1%

Bachelor's+18.3%

Housing tenure

93.1%

Owner93.1%

Renter6.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34446 in Homosassa, FL has changed in 5 years

Income

$47,008 → $58,802

up 25.1%

Population

18,033 → 19,102

up 5.9%

Renter share

10.4% → 6.9%

-3.5 pts

Bachelor's+

16.5% → 18.3%

+1.8 pts

Median age

59.9 → 60.6

+0.7 yrs

Local incomes tracked alongside that move, going from a median of $47,008 in 2021 to $58,802 more recently. Headcount in the area went from 18,033 to 19,102 between 2021 and 2024, a 5.9% change. About 6.9% of households rent today, against 10.4% in 2021.

Community

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Local insights

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About renting in ZIP 34446

Last updated: October 17, 2026

ZIP code 34446 covers Homosassa, FL. The median rent here is $1,950/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,240/mo.

At 40% of local median household income ($58,802/yr), ZIP 34446 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34446?

To keep rent at or below 30% of gross income, you would need to earn at least $78,000/year (about $38/hour full-time) to afford the median rent of $1,950/mo in ZIP 34446. The local median household income is $58,802/yr, so the typical household falls short of that bar.