ZIP Code · FL

ZIP 34986

Pop. 30,715·Saint Lucie County·271st most expensive ZIP in Florida
Median rent (all units)
$2,179/mo
Year-over-Year
+3.5%
Month-over-Month
+0.7%
vs US Median
+$247
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34986 · $2,179
More expensive than 70% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,650
1 BR
$1,660
2 BR
$1,990
3 BR
$2,740
4 BR+
$2,920
Research median
$1,990/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34986 is at its highest level since Zillow's records here began in February 2022.

Past year vs. the rest of Florida

Rent in ZIP 34986 changed +3.5% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($80,047) is $2,001 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,990); a 3-bedroom is $2,740.

Rank in Port Saint Lucie

2nd cheapest of 6 ZIP codes in Port Saint Lucie.

Cheaper nearby

ZIP 34982, 7 miles away, rents for 10% less ($1,961/mo), about $2,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34986. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,148/yr
At $2,179/mo median
Location
StateFL
CountySaint Lucie County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (3.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+3.5% YoY, +0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 34986 (Port Saint Lucie, FL) is majority owner-occupied, has a large retiree population, 35.3% of residents hold a bachelor's degree or higher.

Population
30,715
Median income
$80,047
Median age
57.1
Renters
15.6%
Age distribution
14.8%
15.4%
18.3%
14.2%
37.4%
Under 1814.8%
18–3415.4%
35–5418.3%
55–6414.2%
65+37.4%
Gender
46.7%
53.3%
Male46.7%
Female53.3%
Race & ethnicity
65.2%
14.5%
20%
White65.2%
Black14.5%
Hispanic20%
Asian2%
Education (25+)
25.5%
31.7%
35.3%
No HS diploma7.4%
HS diploma25.5%
Some college31.7%
Bachelor's+35.3%
Housing tenure
84.4%
15.6%
Owner84.4%
Renter15.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34986 in Port Saint Lucie, FL has changed in 5 years

Rent
$2,041 → $2,179
up 6.8%
Income
$71,141 → $80,047
up 12.5%
Population
28,438 → 30,715
up 8.0%
Renter share
16.1% → 15.6%
-0.5 pts
Bachelor's+
36.3% → 35.3%
-1.0 pts
Median age
56.5 → 57.1
+0.6 yrs

Compared with 2022, rent in ZIP 34986 in Port Saint Lucie, FL has increased by $138 per month, settling near $2,179 after starting the period at $2,041. Local incomes tracked alongside that move, going from a median of $71,141 in 2021 to $80,047 more recently. Income growth outran rent by about 5.7 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 28,438 to 30,715 between 2021 and 2024, a 8.0% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 34986 in Port Saint Lucie, FL market of 2022.

Community

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Local insights

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About renting in ZIP 34986

Last updated: October 17, 2026

ZIP code 34986 covers Port Saint Lucie, FL. The median rent here is $2,179/mo as of October 2026. A 1-bedroom rents for a median of $1,660/mo. A 2-bedroom rents for a median of $1,990/mo.

At 33% of local median household income ($80,047/yr), ZIP 34986 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34986?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,179/mo in ZIP 34986. The local median household income is $80,047/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34986?

Rent in ZIP 34986 has risen 3.5% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2022.

How does ZIP 34986 compare to other ZIPs in Florida?

ZIP 34986 is in the middle among Florida ZIP codes for rent, ranking #271 of 656 at $2,179/mo. Over the year to September 2026, rent in ZIP 34986 changed +3.5%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 34986 compare to the rest of Port Saint Lucie?

At $2,179/mo, ZIP 34986 is $177 below the Port Saint Lucie citywide median of $2,356/mo. It is the 2nd cheapest of 6 ZIP codes in Port Saint Lucie.
Income Affordability
33%
MODERATE

At $2,179/mo, rent takes ~33% of ZIP 34986's median household income ($80,047/yr). The standard benchmark is 30%.

ZIP 34986 33%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34986 (Port Saint Lucie, FL)

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