ZIP Code · AL

ZIP 35224

Pop. 4,739·Jefferson County·88th most expensive ZIP in Alabama
Median rent (all units)
$1,198/mo
Year-over-Year
Stable
Month-over-Month
+0.5%
vs US Median
-$734
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 35224 · $1,198
More affordable than 91% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$900
1 BR
$1,010
2 BR
$1,110
3 BR
$1,390
4 BR+
$1,580
Research median
$1,110/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($42,639) is $1,066 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,010); a 2-bedroom is $1,110.

Cheaper nearby

ZIP 35218, 3 miles away, rents for 11% less ($1,067/mo), about $1,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 35224. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$14,376/yr
At $1,198/mo median
Location
StateAL
CountyJefferson County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.5% MoM), not inventory.
Demographics

Who lives here

ZIP 35224 (McDonald Chapel, AL) is majority owner-occupied, has a median income below the national average, 9.9% of residents hold a bachelor's degree or higher.

Population
4,739
Median income
$42,639
Median age
39.8
Renters
35.7%
Age distribution
24.1%
17.5%
33.1%
14.4%
Under 1824.1%
18–3417.5%
35–5433.1%
55–6411%
65+14.4%
Gender
53.3%
46.7%
Male53.3%
Female46.7%
Race & ethnicity
24%
66.1%
White24%
Black66.1%
Hispanic3.4%
Other6.6%
Education (25+)
12.4%
39.1%
38.6%
No HS diploma12.4%
HS diploma39.1%
Some college38.6%
Bachelor's+9.9%
Housing tenure
64.3%
35.7%
Owner64.3%
Renter35.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 35224 in McDonald Chapel, AL has changed in 5 years

Income
$45,679 → $42,639
down 6.7%
Population
5,535 → 4,739
down 14.4%
Renter share
45.6% → 35.7%
-9.9 pts
Bachelor's+
10.4% → 9.9%
-0.5 pts
Median age
39.3 → 39.8
+0.5 yrs

On the earnings side, the typical household in ZIP 35224 in McDonald Chapel, AL now reports about $42,639, up from $45,679 in 2021. Headcount in the area went from 5,535 to 4,739 between 2021 and 2024, a 14.4% change. About 35.7% of households rent today, against 45.6% in 2021.

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Local insights

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About renting in ZIP 35224

Last updated: October 17, 2026

ZIP code 35224 covers McDonald Chapel, AL. The median rent here is $1,198/mo as of October 2026. A 1-bedroom rents for a median of $1,010/mo. A 2-bedroom rents for a median of $1,110/mo.

At 34% of local median household income ($42,639/yr), ZIP 35224 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 35224?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (about $23/hour full-time) to afford the median rent of $1,198/mo in ZIP 35224. The local median household income is $42,639/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 35224?

Rent in ZIP 35224 has been roughly flat over the past year, a 0.0% change.

How does ZIP 35224 compare to other ZIPs in Alabama?

ZIP 35224 is one of the more affordable among Alabama ZIP codes for rent, ranking #88 of 116 at $1,198/mo.
Income Affordability
34%
MODERATE

At $1,198/mo, rent takes ~34% of ZIP 35224's median household income ($42,639/yr). The standard benchmark is 30%.

ZIP 35224 34%Benchmark 30%
State income tax2–5%
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Public schools near ZIP 35224 (McDonald Chapel, AL)

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