ZIP Code · TN

ZIP 37363

Part of Ooltewah, TN

Pop. 42,093·Hamilton County·25th most expensive ZIP in Tennessee

Median rent (all units)

$2,018/mo

Year-over-Year

+1.8%

Month-over-Month

+0.8%

vs US Median

+$86

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 37363 · $2,018

More expensive than 62% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,630

1 BR

$1,700

2 BR

$1,870

3 BR

$2,330

4 BR+

$2,490

Research median

$1,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 37363 is at its highest level since Zillow's records here began in April 2022.

Past year vs. the rest of Tennessee

Rent in ZIP 37363 changed +1.8% over the year to September 2026. Across the 127 Tennessee ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($97,399) is $2,435 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,330); a 4-bedroom is $2,490.

Cheaper nearby

ZIP 37416, 7 miles away, rents for 34% less ($1,335/mo), about $8,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 37363. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$24,216/yr

At $2,018/mo median

Location

CityOoltewah

StateTN

CountyHamilton County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.8% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 37363 (Ooltewah, TN) is majority owner-occupied, has a median income above the national average, 44.1% of residents hold a bachelor's degree or higher.

Population

42,093

Median income

$97,399

Median age

43.4

Renters

24.8%

Age distribution

21%

17.2%

27.1%

14.7%

20%

Under 1821%

18–3417.2%

35–5427.1%

55–6414.7%

65+20%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

79.5%

White79.5%

Black9.1%

Hispanic7%

Asian2.5%

Other1.8%

Education (25+)

20.6%

30.1%

44.1%

No HS diploma5.1%

HS diploma20.6%

Some college30.1%

Bachelor's+44.1%

Housing tenure

75.2%

24.8%

Owner75.2%

Renter24.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 37363 in Ooltewah, TN has changed in 5 years

Rent

$1,891 → $2,018

up 6.7%

Income

$83,515 → $97,399

up 16.6%

Population

39,400 → 42,093

up 6.8%

Renter share

24.4% → 24.8%

+0.4 pts

Bachelor's+

39.6% → 44.1%

+4.5 pts

Median age

42.5 → 43.4

+0.9 yrs

Rent in ZIP 37363 in Ooltewah, TN has climbed 6.7% since 2022, going from about $1,891 per month to roughly $2,018 today. Household income in the area moved from $83,515 to $97,399 across the same window, up 16.6% versus 2021. Income growth outran rent by about 9.9 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 39,400 to 42,093 between 2021 and 2024, a 6.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 39.6% to 44.1%. Reading these numbers side by side helps frame whether current listings in ZIP 37363 in Ooltewah, TN look reasonable against where the market sat half a decade ago.

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About renting in ZIP 37363

Last updated: October 17, 2026

ZIP code 37363 covers Ooltewah, TN. The median rent here is $2,018/mo as of October 2026. A 1-bedroom rents for a median of $1,700/mo. A 2-bedroom rents for a median of $1,870/mo.

At 25% of local median household income ($97,399/yr), ZIP 37363 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 37363?

To keep rent at or below 30% of gross income, you would need to earn at least $81,000/year (about $39/hour full-time) to afford the median rent of $2,018/mo in ZIP 37363. The local median household income is $97,399/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 37363?

Rent in ZIP 37363 has risen 1.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in April 2022.

How does ZIP 37363 compare to other ZIPs in Tennessee?

ZIP 37363 is one of the pricier among Tennessee ZIP codes for rent, ranking #25 of 147 at $2,018/mo. Over the year to September 2026, rent in ZIP 37363 changed +1.8%, against a typical +1.8% across the 127 Tennessee ZIP codes Zillow tracks.