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ZIP Code · KY

ZIP 40222

Pop. 21,470·Jefferson County·43rd most expensive ZIP in Kentucky
Median rent (all units)
$1,403/mo
Year-over-Year
+1.8%
Month-over-Month
+1.4%
vs US Median
-$562
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 40222 · $1,403
More affordable than 80% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,130
1 BR
$1,230
2 BR
$1,490
3 BR
$1,900
4 BR+
$2,210
Research median
$1,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,836/yr
At $1,403/mo median
Location
StateKY
CountyJefferson County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.8% YoY, +1.4% MoM), not inventory.
Demographics

Who lives here

ZIP 40222 (Louisville, KY) is majority owner-occupied, has a large retiree population, 58.6% of residents hold a bachelor's degree or higher.

Population
21,470
Median income
$82,511
Median age
39.6
Renters
44.9%
Age distribution
20%
23.5%
23.6%
12.4%
20.6%
Under 1820%
18–3423.5%
35–5423.6%
55–6412.4%
65+20.6%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
78.8%
White78.8%
Black5.6%
Hispanic4%
Asian7%
Other4.6%
Education (25+)
15.6%
21.4%
58.6%
No HS diploma4.5%
HS diploma15.6%
Some college21.4%
Bachelor's+58.6%
Housing tenure
55.1%
44.9%
Owner55.1%
Renter44.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40222 in Louisville, KY has changed in 5 years

Rent
$1,040 → $1,403
up 34.9%
Income
$73,549 → $82,511
up 12.2%
Population
21,622 → 21,470
down 0.7%
Renter share
43.6% → 44.9%
+1.3 pts
Bachelor's+
55.4% → 58.6%
+3.2 pts
Median age
41.5 → 39.6
-1.9 yrs

Since 2021, the typical rent in ZIP 40222 in Louisville, KY has increased from $1,040 to $1,403, a 34.9% change over five years. Local incomes tracked alongside that move, going from a median of $73,549 in 2021 to $82,511 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 58.6% of adults here, versus 55.4% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 40222 in Louisville, KY market of 2021.

Community

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Local insights

Tips for renters in ZIP 40222

About renting in ZIP 40222

Last updated: July 20, 2026

ZIP code 40222 covers Louisville, KY. The median rent here is $1,403/mo as of July 2026. A 1-bedroom rents for a median of $1,230/mo. A 2-bedroom rents for a median of $1,490/mo.

At 20% of local median household income ($82,511/yr), ZIP 40222 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40222?

As of July 20, 2026, the median monthly rent in ZIP 40222 (Louisville, KY) is $1,403. This is based on aggregated data from public sources and community submissions.

How does ZIP 40222 rent compare to the US average?

ZIP 40222's median rent of $1,403/mo is $562 (29%) below the US national median of $1,965/mo.

How does ZIP 40222 compare to other ZIPs in Kentucky?

ZIP 40222 falls in the middle range for Kentucky, ranking #43 out of 83 ZIPs at $1,403/mo.

How much income do you need to rent in ZIP 40222?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (~$27/hour full-time) to afford the median rent of $1,403/mo in ZIP 40222. The local median household income is $82,511/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40222?

Rent in ZIP 40222 has increased 1.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 40222 an affordable place to rent?

ZIP 40222 is considered very affordable for renters. At $1,403/mo, rent takes approximately 20% of the local median household income ($82,511/yr). The standard benchmark is 30%. ZIP 40222 falls comfortably within that range.

What percentage of ZIP 40222 residents rent vs. own?

According to Census data, approximately 44.9% of ZIP 40222 households are renters, while 55.1% are owner-occupied. ZIP 40222 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40222 compare to the rest of Louisville?

ZIP 40222 is pricier than Louisville as a whole. At $1,403/mo, it's $9 above the Louisville citywide median of $1,394/mo.

When was rent data for ZIP 40222 last updated?

Rent data for ZIP 40222 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,403/mo, rent takes ~20% of ZIP 40222's median household income ($82,511/yr). The standard benchmark is 30%.

ZIP 40222 20%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40222 (Louisville, KY)

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