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ZIP Code · KY

ZIP 40299

Pop. 42,207·Jefferson County·39th most expensive ZIP in Kentucky
Median rent (all units)
$1,440/mo
Year-over-Year
-4.1%
Month-over-Month
Stable
vs US Median
-$525
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 40299 · $1,440
More affordable than 78% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,120
1 BR
$1,210
2 BR
$1,470
3 BR
$1,880
4 BR+
$2,180
Research median
$1,470/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,280/yr
At $1,440/mo median
Location
StateKY
CountyJefferson County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 4.1% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-4.1% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 40299 (Louisville, KY) is majority owner-occupied, has a median income above the national average, 42.6% of residents hold a bachelor's degree or higher.

Population
42,207
Median income
$89,440
Median age
40
Renters
25.2%
Age distribution
23.3%
20.3%
25.2%
12.6%
18.6%
Under 1823.3%
18–3420.3%
35–5425.2%
55–6412.6%
65+18.6%
Gender
47.7%
52.3%
Male47.7%
Female52.3%
Race & ethnicity
75.8%
White75.8%
Black11.6%
Hispanic5.3%
Asian1.7%
Other5.7%
Education (25+)
21.8%
30.3%
42.6%
No HS diploma5.3%
HS diploma21.8%
Some college30.3%
Bachelor's+42.6%
Housing tenure
74.8%
25.2%
Owner74.8%
Renter25.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40299 in Louisville, KY has changed in 5 years

Rent
$1,179 → $1,440
up 22.1%
Income
$79,637 → $89,440
up 12.3%
Population
41,448 → 42,207
up 1.8%
Renter share
23.4% → 25.2%
+1.8 pts
Bachelor's+
40.2% → 42.6%
+2.4 pts

Compared with 2021, rent in ZIP 40299 in Louisville, KY has climbed by $261 per month, settling near $1,440 after starting the period at $1,179. Local incomes tracked alongside that move, going from a median of $79,637 in 2021 to $89,440 more recently. Rent outpaced income growth by roughly 9.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 41,448 to 42,207 between 2021 and 2024, a 1.8% change. About 25.2% of households rent today, against 23.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 40.2% to 42.6%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 40299 in Louisville, KY market of 2021.

Community

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Local insights

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About renting in ZIP 40299

Last updated: July 20, 2026

ZIP code 40299 covers Louisville, KY. The median rent here is $1,440/mo as of July 2026. A 1-bedroom rents for a median of $1,210/mo. A 2-bedroom rents for a median of $1,470/mo.

At 19% of local median household income ($89,440/yr), ZIP 40299 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 4.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40299?

As of July 20, 2026, the median monthly rent in ZIP 40299 (Louisville, KY) is $1,440. This is based on aggregated data from public sources and community submissions.

How does ZIP 40299 rent compare to the US average?

ZIP 40299's median rent of $1,440/mo is $525 (27%) below the US national median of $1,965/mo.

How does ZIP 40299 compare to other ZIPs in Kentucky?

ZIP 40299 falls in the middle range for Kentucky, ranking #39 out of 83 ZIPs at $1,440/mo.

How much income do you need to rent in ZIP 40299?

To keep rent at or below 30% of gross income, you would need to earn at least $58,000/year (~$28/hour full-time) to afford the median rent of $1,440/mo in ZIP 40299. The local median household income is $89,440/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40299?

Rent in ZIP 40299 has decreased 4.1% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 40299 an affordable place to rent?

ZIP 40299 is considered very affordable for renters. At $1,440/mo, rent takes approximately 19% of the local median household income ($89,440/yr). The standard benchmark is 30%. ZIP 40299 falls comfortably within that range.

What percentage of ZIP 40299 residents rent vs. own?

According to Census data, approximately 25.2% of ZIP 40299 households are renters, while 74.8% are owner-occupied. ZIP 40299 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40299 compare to the rest of Louisville?

ZIP 40299 is pricier than Louisville as a whole. At $1,440/mo, it's $46 above the Louisville citywide median of $1,394/mo.

When was rent data for ZIP 40299 last updated?

Rent data for ZIP 40299 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,440/mo, rent takes ~19% of ZIP 40299's median household income ($89,440/yr). The standard benchmark is 30%.

ZIP 40299 19%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40299 (Louisville, KY)

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