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ZIP Code · KY

ZIP 40356

Pop. 45,849·Jessamine County·26th most expensive ZIP in Kentucky
Median rent (all units)
$1,546/mo
Year-over-Year
+15.4%
Month-over-Month
+2.7%
vs US Median
-$419
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 40356 · $1,546
More affordable than 70% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$820
1 BR
$1,000
2 BR
$1,180
3 BR
$1,620
4 BR+
$1,800
Research median
$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,552/yr
At $1,546/mo median
Location
StateKY
CountyJessamine County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 15.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+15.4% YoY, +2.7% MoM), not inventory.
Demographics

Who lives here

ZIP 40356 (Nicholasville, KY) is majority owner-occupied, 32% of residents hold a bachelor's degree or higher.

Population
45,849
Median income
$74,495
Median age
39.8
Renters
32.5%
Age distribution
24.3%
19.6%
26.1%
13.6%
16.3%
Under 1824.3%
18–3419.6%
35–5426.1%
55–6413.6%
65+16.3%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
87.1%
White87.1%
Black3.8%
Hispanic5.6%
Asian2.1%
Other1.4%
Education (25+)
30%
28%
32%
No HS diploma10%
HS diploma30%
Some college28%
Bachelor's+32%
Housing tenure
67.5%
32.5%
Owner67.5%
Renter32.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 40356 in Nicholasville, KY has changed in 5 years

Rent
$950 → $1,546
up 62.7%
Income
$64,799 → $74,495
up 15.0%
Population
44,241 → 45,849
up 3.6%
Renter share
30.6% → 32.5%
+1.9 pts
Bachelor's+
28.2% → 32%
+3.8 pts
Median age
39.3 → 39.8
+0.5 yrs

Across the past five years, the going rent in ZIP 40356 in Nicholasville, KY has shifted from $950 to $1,546, up 62.7% since 2021. On the earnings side, the typical household in ZIP 40356 in Nicholasville, KY now reports about $74,495, up from $64,799 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 40356 in Nicholasville, KY adding about 1,608 residents over the five-year window, up 3.6% on net. The renter share has risen from 30.6% to 32.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 28.2% to 32% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 40356 in Nicholasville, KY reflects that arc in its own way.

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Local insights

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About renting in ZIP 40356

Last updated: July 20, 2026

ZIP code 40356 covers Nicholasville, KY. The median rent here is $1,546/mo as of July 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,180/mo.

At 25% of local median household income ($74,495/yr), ZIP 40356 ranks as affordable compared to the national benchmark of 30%. Rents have increased 15.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 40356?

As of July 20, 2026, the median monthly rent in ZIP 40356 (Nicholasville, KY) is $1,546. This is based on aggregated data from public sources and community submissions.

How does ZIP 40356 rent compare to the US average?

ZIP 40356's median rent of $1,546/mo is $419 (21%) below the US national median of $1,965/mo.

How does ZIP 40356 compare to other ZIPs in Kentucky?

ZIP 40356 is one of the pricier ZIP codes in Kentucky, ranking #26 out of 83 ZIPs tracked at $1,546/mo.

How much income do you need to rent in ZIP 40356?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,546/mo in ZIP 40356. The local median household income is $74,495/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 40356?

Rent in ZIP 40356 has increased 15.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 40356 an affordable place to rent?

ZIP 40356 is considered affordable for renters. At $1,546/mo, rent takes approximately 25% of the local median household income ($74,495/yr). The standard benchmark is 30%. ZIP 40356 falls comfortably within that range.

What percentage of ZIP 40356 residents rent vs. own?

According to Census data, approximately 32.5% of ZIP 40356 households are renters, while 67.5% are owner-occupied. ZIP 40356 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 40356 compare to the rest of Nicholasville?

ZIP 40356 sits right at the Nicholasville citywide median of $1,546/mo.

When was rent data for ZIP 40356 last updated?

Rent data for ZIP 40356 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,546/mo, rent takes ~25% of ZIP 40356's median household income ($74,495/yr). The standard benchmark is 30%.

ZIP 40356 25%Benchmark 30%
State income tax4%
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Schools nearby

Public schools near ZIP 40356 (Nicholasville, KY)

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