ZIP Code · OH

ZIP 43609

Part of Toledo, OH

Pop. 21,404·Lucas County·195th most expensive ZIP in Ohio

Median rent (all units)

$1,102/mo

Year-over-Year

+5.9%

Month-over-Month

+0.4%

vs US Median

-$830

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 43609 · $1,102

More affordable than 95% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$790

1 BR

$840

2 BR

$1,100

3 BR

$1,410

4 BR+

$1,490

Research median

$1,100/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 43609 is at its highest level since Zillow's records here began in October 2022.

Past year vs. the rest of Ohio

Rent in ZIP 43609 changed +5.9% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($42,313) is $1,058 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($840); a 2-bedroom is $1,100.

Rank in Toledo

5th cheapest of 10 ZIP codes in Toledo.

From Zillow's monthly rent index (ZORI) for ZIP 43609. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$13,224/yr

At $1,102/mo median

Location

CityToledo

StateOH

CountyLucas County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.9% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 43609 (Toledo, OH) is majority renter-occupied, has a large share of families with children, has a median income below the national average, 11.8% of residents hold a bachelor's degree or higher.

Population

21,404

Median income

$42,313

Median age

34.5

Renters

55.7%

Age distribution

27.5%

23.1%

23.9%

13.7%

Under 1827.5%

18–3423.1%

35–5423.9%

55–6411.8%

65+13.7%

Gender

50.6%

49.4%

Male50.6%

Female49.4%

Race & ethnicity

47.9%

28.6%

18.7%

White47.9%

Black28.6%

Hispanic18.7%

Asian0.9%

Other3.9%

Education (25+)

21.6%

37.9%

28.8%

No HS diploma21.6%

HS diploma37.9%

Some college28.8%

Bachelor's+11.8%

Housing tenure

44.3%

55.7%

Owner44.3%

Renter55.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 43609 in Toledo, OH has changed in 5 years

Rent

$908 → $1,102

up 21.4%

Income

$37,595 → $42,313

up 12.5%

Population

20,327 → 21,404

up 5.3%

Renter share

56.6% → 55.7%

-0.9 pts

Bachelor's+

11.8% → 11.8%

+0.0 pts

Median age

35.1 → 34.5

-0.6 yrs

Five years ago, renters in ZIP 43609 in Toledo, OH paid around $908 a month. That figure now sits near $1,102, up 21.4% from the 2023 baseline. Median household income climbed from $37,595 to $42,313 between 2021 and 2024, a 12.5% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 43609 in Toledo, OH adding about 1,077 residents over the five-year window, up 5.3% on net. Taken together, the five-year picture in ZIP 43609 in Toledo, OH reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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About renting in ZIP 43609

Last updated: October 17, 2026

ZIP code 43609 covers Toledo, OH. The median rent here is $1,102/mo as of October 2026. A 1-bedroom rents for a median of $840/mo. A 2-bedroom rents for a median of $1,100/mo.

At 31% of local median household income ($42,313/yr), ZIP 43609 ranks as moderate compared to the national benchmark of 30%. Rents have increased 5.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 43609?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (about $21/hour full-time) to afford the median rent of $1,102/mo in ZIP 43609. The local median household income is $42,313/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 43609?

Rent in ZIP 43609 has risen 5.9% over the past year as of September 2026. That is the highest level since Zillow's records here began in October 2022.

How does ZIP 43609 compare to other ZIPs in Ohio?

ZIP 43609 is one of the more affordable among Ohio ZIP codes for rent, ranking #195 of 229 at $1,102/mo. Over the year to September 2026, rent in ZIP 43609 changed +5.9%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.