ZIP Code · OH

ZIP 43612

Part of Toledo, OH

Pop. 28,480·Lucas County·209th most expensive ZIP in Ohio

Median rent (all units)

$1,060/mo

Year-over-Year

+4.0%

Month-over-Month

-0.2%

vs US Median

-$872

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 43612 · $1,060

More affordable than 97% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$810

1 BR

$860

2 BR

$1,130

3 BR

$1,450

4 BR+

$1,530

Research median

$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 43612 usually run 1% below trend in February and 1% above it in July, about $21 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 43612 is 0.2% below its high of $1,062 in July 2026, at $1,060 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 43612 changed +4.0% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($50,728) is $1,268 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,130); a 3-bedroom is $1,450.

Rank in Toledo

4th cheapest of 10 ZIP codes in Toledo.

From Zillow's monthly rent index (ZORI) for ZIP 43612. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$12,720/yr

At $1,060/mo median

Location

CityToledo

StateOH

CountyLucas County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (4.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+4.0% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 43612 (Toledo, OH) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 13.9% of residents hold a bachelor's degree or higher.

Population

28,480

Median income

$50,728

Median age

Renters

45.4%

Age distribution

25.9%

24.1%

25.8%

12.2%

Under 1825.9%

18–3424.1%

35–5425.8%

55–6412.2%

65+12%

Gender

48.4%

51.6%

Male48.4%

Female51.6%

Race & ethnicity

63.6%

22.7%

White63.6%

Black22.7%

Hispanic10.7%

Other2.9%

Education (25+)

37.1%

38.5%

13.9%

No HS diploma10.5%

HS diploma37.1%

Some college38.5%

Bachelor's+13.9%

Housing tenure

54.6%

45.4%

Owner54.6%

Renter45.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 43612 in Toledo, OH has changed in 5 years

Rent

$832 → $1,060

up 27.4%

Income

$44,352 → $50,728

up 14.4%

Population

28,384 → 28,480

up 0.3%

Renter share

46.9% → 45.4%

-1.5 pts

Bachelor's+

11.7% → 13.9%

+2.2 pts

Compared with 2022, rent in ZIP 43612 in Toledo, OH has increased by $228 per month, settling near $1,060 after starting the period at $832. Local incomes tracked alongside that move, going from a median of $44,352 in 2021 to $50,728 more recently. Rent outpaced income growth by roughly 13.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 45.4% of households rent today, against 46.9% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 11.7% to 13.9%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 43612 in Toledo, OH market of 2022.

Community

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About renting in ZIP 43612

Last updated: October 17, 2026

ZIP code 43612 covers Toledo, OH. The median rent here is $1,060/mo as of October 2026. A 1-bedroom rents for a median of $860/mo. A 2-bedroom rents for a median of $1,130/mo.

At 25% of local median household income ($50,728/yr), ZIP 43612 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 43612?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (about $20/hour full-time) to afford the median rent of $1,060/mo in ZIP 43612. The local median household income is $50,728/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 43612?

Rent in ZIP 43612 has risen 4.0% over the past year as of September 2026. It sits 0.2% below its high of $1,062 in July 2026.

When is the cheapest time to rent in ZIP 43612?

Asking rents in ZIP 43612 are usually lowest in February, about 1% below their yearly trend, and highest in July, about 1% above it. At today's median that is a gap of roughly $21 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 43612 compare to other ZIPs in Ohio?

ZIP 43612 is one of the more affordable among Ohio ZIP codes for rent, ranking #209 of 229 at $1,060/mo. Over the year to September 2026, rent in ZIP 43612 changed +4.0%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.