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ZIP Code · IN

ZIP 46074

Pop. 48,901·Hamilton County·6th most expensive ZIP in Indiana
Median rent (all units)
$2,070/mo
Year-over-Year
+8.3%
Month-over-Month
-0.8%
vs US Median
+$105
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46074 · $2,070
More expensive than 64% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,440
1 BR
$1,630
2 BR
$1,900
3 BR
$2,460
4 BR+
$3,020
Research median
$1,900/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$24,840/yr
At $2,070/mo median
Location
StateIN
CountyHamilton County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.3% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 46074 (Westfield, IN) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 60.1% of residents hold a bachelor's degree or higher.

Population
48,901
Median income
$126,724
Median age
37.1
Renters
18.4%
Age distribution
26%
21.2%
29.2%
12.1%
Under 1826%
18–3421.2%
35–5429.2%
55–6412.1%
65+11.5%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
76.9%
White76.9%
Black3.6%
Hispanic7.8%
Asian8.9%
Other2.8%
Education (25+)
16.9%
19.5%
60.1%
No HS diploma3.5%
HS diploma16.9%
Some college19.5%
Bachelor's+60.1%
Housing tenure
81.6%
18.4%
Owner81.6%
Renter18.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46074 in Westfield, IN has changed in 5 years

Rent
$1,508 → $2,070
up 37.3%
Income
$107,556 → $126,724
up 17.8%
Population
41,248 → 48,901
up 18.6%
Renter share
17.5% → 18.4%
+0.9 pts
Bachelor's+
56% → 60.1%
+4.1 pts
Median age
36.3 → 37.1
+0.8 yrs

Rent in ZIP 46074 in Westfield, IN has increased 37.3% since 2021, going from about $1,508 per month to roughly $2,070 today. Household income in the area moved from $107,556 to $126,724 across the same window, up 17.8% versus 2021. Rent outpaced income growth by roughly 19.5 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 41,248 to 48,901 between 2021 and 2024, a 18.6% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 56% to 60.1%. Reading these numbers side by side helps frame whether current listings in ZIP 46074 in Westfield, IN look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 46074

Last updated: July 20, 2026

ZIP code 46074 covers Westfield, IN. The median rent here is $2,070/mo as of July 2026. A 1-bedroom rents for a median of $1,630/mo. A 2-bedroom rents for a median of $1,900/mo.

At 20% of local median household income ($126,724/yr), ZIP 46074 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46074?

As of July 20, 2026, the median monthly rent in ZIP 46074 (Westfield, IN) is $2,070. This is based on aggregated data from public sources and community submissions.

How does ZIP 46074 rent compare to the US average?

ZIP 46074's median rent of $2,070/mo is $105 (5%) above the US national median of $1,965/mo.

How does ZIP 46074 compare to other ZIPs in Indiana?

ZIP 46074 is one of the pricier ZIP codes in Indiana, ranking #6 out of 144 ZIPs tracked at $2,070/mo.

How much income do you need to rent in ZIP 46074?

To keep rent at or below 30% of gross income, you would need to earn at least $83,000/year (~$40/hour full-time) to afford the median rent of $2,070/mo in ZIP 46074. The local median household income is $126,724/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46074?

Rent in ZIP 46074 has increased 8.3% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46074 an affordable place to rent?

ZIP 46074 is considered very affordable for renters. At $2,070/mo, rent takes approximately 20% of the local median household income ($126,724/yr). The standard benchmark is 30%. ZIP 46074 falls comfortably within that range.

What percentage of ZIP 46074 residents rent vs. own?

According to Census data, approximately 18.4% of ZIP 46074 households are renters, while 81.6% are owner-occupied. ZIP 46074 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46074 compare to the rest of Westfield?

ZIP 46074 is pricier than Westfield as a whole. At $2,070/mo, it's $84 above the Westfield citywide median of $1,986/mo.

When was rent data for ZIP 46074 last updated?

Rent data for ZIP 46074 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $2,070/mo, rent takes ~20% of ZIP 46074's median household income ($126,724/yr). The standard benchmark is 30%.

ZIP 46074 20%Benchmark 30%
State income tax3.05%
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Schools nearby

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