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ZIP Code · IN

ZIP 46304

Pop. 28,307·Porter County·42nd most expensive ZIP in Indiana
Median rent (all units)
$1,599/mo
Year-over-Year
Stable
Month-over-Month
+3.8%
vs US Median
-$366
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46304 · $1,599
More affordable than 67% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,030
1 BR
$1,160
2 BR
$1,410
3 BR
$1,730
4 BR+
$1,870
Research median
$1,410/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$19,188/yr
At $1,599/mo median
Location
StateIN
CountyPorter County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +3.8% MoM), not inventory.
Demographics

Who lives here

ZIP 46304 (Chesterton, IN) is majority owner-occupied, has a median income above the national average, 36.3% of residents hold a bachelor's degree or higher.

Population
28,307
Median income
$91,326
Median age
40.5
Renters
20.6%
Age distribution
23.4%
17%
28.5%
19.2%
Under 1823.4%
18–3417%
35–5428.5%
55–6411.9%
65+19.2%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
87.2%
White87.2%
Black2.1%
Hispanic7.9%
Asian2.1%
Other0.7%
Education (25+)
30.5%
29.8%
36.3%
No HS diploma3.4%
HS diploma30.5%
Some college29.8%
Bachelor's+36.3%
Housing tenure
79.4%
20.6%
Owner79.4%
Renter20.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46304 in Chesterton, IN has changed in 5 years

Income
$84,567 → $91,326
up 8.0%
Population
26,476 → 28,307
up 6.9%
Renter share
23.9% → 20.6%
-3.3 pts
Bachelor's+
35.5% → 36.3%
+0.8 pts
Median age
39.2 → 40.5
+1.3 yrs

Census figures show median household income at $91,326 today, compared with $84,567 five years earlier. Headcount in the area went from 26,476 to 28,307 between 2021 and 2024, a 6.9% change. About 20.6% of households rent today, against 23.9% in 2021.

Community

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Local insights

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About renting in ZIP 46304

Last updated: July 20, 2026

ZIP code 46304 covers Chesterton, IN. The median rent here is $1,599/mo as of July 2026. A 1-bedroom rents for a median of $1,160/mo. A 2-bedroom rents for a median of $1,410/mo.

At 21% of local median household income ($91,326/yr), ZIP 46304 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46304?

As of July 20, 2026, the median monthly rent in ZIP 46304 (Chesterton, IN) is $1,599. This is based on aggregated data from public sources and community submissions.

How does ZIP 46304 rent compare to the US average?

ZIP 46304's median rent of $1,599/mo is $366 (19%) below the US national median of $1,965/mo.

How does ZIP 46304 compare to other ZIPs in Indiana?

ZIP 46304 is one of the pricier ZIP codes in Indiana, ranking #42 out of 144 ZIPs tracked at $1,599/mo.

How much income do you need to rent in ZIP 46304?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (~$31/hour full-time) to afford the median rent of $1,599/mo in ZIP 46304. The local median household income is $91,326/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46304?

Rent in ZIP 46304 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 46304 an affordable place to rent?

ZIP 46304 is considered very affordable for renters. At $1,599/mo, rent takes approximately 21% of the local median household income ($91,326/yr). The standard benchmark is 30%. ZIP 46304 falls comfortably within that range.

What percentage of ZIP 46304 residents rent vs. own?

According to Census data, approximately 20.6% of ZIP 46304 households are renters, while 79.4% are owner-occupied. ZIP 46304 leans toward homeownership, which can mean a smaller rental inventory.

When was rent data for ZIP 46304 last updated?

Rent data for ZIP 46304 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,599/mo, rent takes ~21% of ZIP 46304's median household income ($91,326/yr). The standard benchmark is 30%.

ZIP 46304 21%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46304 (Chesterton, IN)

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