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ZIP Code · IN

ZIP 46321

Part of Munster, IN
Pop. 23,733·Lake County·16th most expensive ZIP in Indiana
Median rent (all units)
$1,922/mo
Year-over-Year
Stable
Month-over-Month
-12.2%
vs US Median
-$43
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46321 · $1,922
More expensive than 56% of US ZIP codes · National median $1,965/mo
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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,220
1 BR
$1,380
2 BR
$1,680
3 BR
$2,060
4 BR+
$2,220
Research median
$1,680/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$23,064/yr
At $1,922/mo median
Location
StateIN
CountyLake County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -12.2% MoM), not inventory.
Demographics

Who lives here

ZIP 46321 (Munster, IN) is majority owner-occupied, has a large retiree population, has a median income above the national average, 49.9% of residents hold a bachelor's degree or higher.

Population
23,733
Median income
$110,187
Median age
45
Renters
13%
Age distribution
19.5%
17.6%
27.1%
15%
20.7%
Under 1819.5%
18–3417.6%
35–5427.1%
55–6415%
65+20.7%
Gender
49.5%
50.5%
Male49.5%
Female50.5%
Race & ethnicity
72.2%
14.5%
White72.2%
Black7.4%
Hispanic14.5%
Asian6.3%
Education (25+)
22.3%
23.6%
49.9%
No HS diploma4.2%
HS diploma22.3%
Some college23.6%
Bachelor's+49.9%
Housing tenure
87%
13%
Owner87%
Renter13%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46321 in Munster, IN has changed in 5 years

Income
$96,938 → $110,187
up 13.7%
Population
23,717 → 23,733
up 0.1%
Renter share
13.6% → 13%
-0.6 pts
Bachelor's+
45.9% → 49.9%
+4.0 pts

Median household income rose from $96,938 to $110,187 between 2021 and 2024, a 13.7% shift. College-educated residents now make up 49.9% of adults here, versus 45.9% in 2021.

Community

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Local insights

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About renting in ZIP 46321

Last updated: July 20, 2026

ZIP code 46321 covers Munster, IN. The median rent here is $1,922/mo as of July 2026. A 1-bedroom rents for a median of $1,380/mo. A 2-bedroom rents for a median of $1,680/mo.

At 21% of local median household income ($110,187/yr), ZIP 46321 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46321?

As of July 20, 2026, the median monthly rent in ZIP 46321 (Munster, IN) is $1,922. This is based on aggregated data from public sources and community submissions.

How does ZIP 46321 rent compare to the US average?

ZIP 46321's median rent of $1,922/mo is $43 (2%) below the US national median of $1,965/mo.

How does ZIP 46321 compare to other ZIPs in Indiana?

ZIP 46321 is one of the pricier ZIP codes in Indiana, ranking #16 out of 144 ZIPs tracked at $1,922/mo.

How much income do you need to rent in ZIP 46321?

To keep rent at or below 30% of gross income, you would need to earn at least $77,000/year (~$37/hour full-time) to afford the median rent of $1,922/mo in ZIP 46321. The local median household income is $110,187/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46321?

Rent in ZIP 46321 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 46321 an affordable place to rent?

ZIP 46321 is considered very affordable for renters. At $1,922/mo, rent takes approximately 21% of the local median household income ($110,187/yr). The standard benchmark is 30%. ZIP 46321 falls comfortably within that range.

What percentage of ZIP 46321 residents rent vs. own?

According to Census data, approximately 13% of ZIP 46321 households are renters, while 87% are owner-occupied. ZIP 46321 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46321 compare to the rest of Munster?

ZIP 46321 sits right at the Munster citywide median of $1,922/mo.

When was rent data for ZIP 46321 last updated?

Rent data for ZIP 46321 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,922/mo, rent takes ~21% of ZIP 46321's median household income ($110,187/yr). The standard benchmark is 30%.

ZIP 46321 21%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46321 (Munster, IN)

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