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ZIP Code · IN

ZIP 46410

Pop. 39,243·Lake County·47th most expensive ZIP in Indiana
Median rent (all units)
$1,550/mo
Year-over-Year
+4.4%
Month-over-Month
+1.3%
vs US Median
-$415
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46410 · $1,550
More affordable than 70% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,160
1 BR
$1,310
2 BR
$1,590
3 BR
$1,950
4 BR+
$2,110
Research median
$1,590/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,600/yr
At $1,550/mo median
Location
StateIN
CountyLake County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.4% YoY, +1.3% MoM), not inventory.
Demographics

Who lives here

ZIP 46410 (Merrillville, IN) is majority owner-occupied, has a median income below the national average, 24.8% of residents hold a bachelor's degree or higher.

Population
39,243
Median income
$64,127
Median age
42.1
Renters
34%
Age distribution
20.3%
22.1%
24%
13.5%
20%
Under 1820.3%
18–3422.1%
35–5424%
55–6413.5%
65+20%
Gender
48.2%
51.8%
Male48.2%
Female51.8%
Race & ethnicity
34.5%
47.9%
15.7%
White34.5%
Black47.9%
Hispanic15.7%
Asian1.2%
Other0.7%
Education (25+)
34.2%
33.6%
24.8%
No HS diploma7.4%
HS diploma34.2%
Some college33.6%
Bachelor's+24.8%
Housing tenure
66%
34%
Owner66%
Renter34%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46410 in Merrillville, IN has changed in 5 years

Income
$58,759 → $64,127
up 9.1%
Population
38,873 → 39,243
up 1.0%
Renter share
36.3% → 34%
-2.3 pts
Bachelor's+
22.2% → 24.8%
+2.6 pts
Median age
39.5 → 42.1
+2.6 yrs

Local incomes tracked alongside that move, going from a median of $58,759 in 2021 to $64,127 more recently. Headcount in the area went from 38,873 to 39,243 between 2021 and 2024, a 1.0% change. About 34% of households rent today, against 36.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 22.2% to 24.8%.

Community

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Local insights

Tips for renters in ZIP 46410

About renting in ZIP 46410

Last updated: July 20, 2026

ZIP code 46410 covers Merrillville, IN. The median rent here is $1,550/mo as of July 2026. A 1-bedroom rents for a median of $1,310/mo. A 2-bedroom rents for a median of $1,590/mo.

At 29% of local median household income ($64,127/yr), ZIP 46410 ranks as affordable compared to the national benchmark of 30%. Rents have increased 4.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46410?

As of July 20, 2026, the median monthly rent in ZIP 46410 (Merrillville, IN) is $1,550. This is based on aggregated data from public sources and community submissions.

How does ZIP 46410 rent compare to the US average?

ZIP 46410's median rent of $1,550/mo is $415 (21%) below the US national median of $1,965/mo.

How does ZIP 46410 compare to other ZIPs in Indiana?

ZIP 46410 is one of the pricier ZIP codes in Indiana, ranking #47 out of 144 ZIPs tracked at $1,550/mo.

How much income do you need to rent in ZIP 46410?

To keep rent at or below 30% of gross income, you would need to earn at least $62,000/year (~$30/hour full-time) to afford the median rent of $1,550/mo in ZIP 46410. The local median household income is $64,127/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46410?

Rent in ZIP 46410 has increased 4.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46410 an affordable place to rent?

ZIP 46410 is considered affordable for renters. At $1,550/mo, rent takes approximately 29% of the local median household income ($64,127/yr). The standard benchmark is 30%. ZIP 46410 falls comfortably within that range.

What percentage of ZIP 46410 residents rent vs. own?

According to Census data, approximately 34% of ZIP 46410 households are renters, while 66% are owner-occupied. ZIP 46410 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46410 compare to the rest of Merrillville?

ZIP 46410 sits right at the Merrillville citywide median of $1,550/mo.

When was rent data for ZIP 46410 last updated?

Rent data for ZIP 46410 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,550/mo, rent takes ~29% of ZIP 46410's median household income ($64,127/yr). The standard benchmark is 30%.

ZIP 46410 29%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46410 (Merrillville, IN)

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