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ZIP Code · IN

ZIP 46528

Part of Goshen, IN
Pop. 26,248·Elkhart County·105th most expensive ZIP in Indiana
Median rent (all units)
$1,173/mo
Year-over-Year
Stable
Month-over-Month
+7.1%
vs US Median
-$792
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46528 · $1,173
More affordable than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,000
1 BR
$1,020
2 BR
$1,220
3 BR
$1,600
4 BR+
$1,630
Research median
$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,076/yr
At $1,173/mo median
Location
CityGoshen
StateIN
CountyElkhart County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +7.1% MoM), not inventory.
Demographics

Who lives here

ZIP 46528 (Goshen, IN) is majority owner-occupied, has a large share of families with children, 23.3% of residents hold a bachelor's degree or higher.

Population
26,248
Median income
$81,529
Median age
32.2
Renters
19.7%
Age distribution
30%
23%
23%
12.2%
Under 1830%
18–3423%
35–5423%
55–6411.7%
65+12.2%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
79.5%
21.7%
White79.5%
Black1.1%
Hispanic21.7%
Education (25+)
18.6%
31.5%
26.7%
23.3%
No HS diploma18.6%
HS diploma31.5%
Some college26.7%
Bachelor's+23.3%
Housing tenure
80.3%
19.7%
Owner80.3%
Renter19.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46528 in Goshen, IN has changed in 5 years

Income
$69,797 → $81,529
up 16.8%
Population
27,437 → 26,248
down 4.3%
Renter share
24.2% → 19.7%
-4.5 pts
Bachelor's+
22.2% → 23.3%
+1.1 pts
Median age
31.7 → 32.2
+0.5 yrs

On the earnings side, the typical household in ZIP 46528 in Goshen, IN now reports about $81,529, up from $69,797 in 2021. Headcount in the area went from 27,437 to 26,248 between 2021 and 2024, a 4.3% change. About 19.7% of households rent today, against 24.2% in 2021.

Community

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Local insights

Tips for renters in ZIP 46528

About renting in ZIP 46528

Last updated: July 20, 2026

ZIP code 46528 covers Goshen, IN. The median rent here is $1,173/mo as of July 2026. A 1-bedroom rents for a median of $1,020/mo. A 2-bedroom rents for a median of $1,220/mo.

At 17% of local median household income ($81,529/yr), ZIP 46528 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46528?

As of July 20, 2026, the median monthly rent in ZIP 46528 (Goshen, IN) is $1,173. This is based on aggregated data from public sources and community submissions.

How does ZIP 46528 rent compare to the US average?

ZIP 46528's median rent of $1,173/mo is $792 (40%) below the US national median of $1,965/mo.

How does ZIP 46528 compare to other ZIPs in Indiana?

ZIP 46528 is among the more affordable ZIP codes in Indiana, ranking #105 out of 144 ZIPs at $1,173/mo.

How much income do you need to rent in ZIP 46528?

To keep rent at or below 30% of gross income, you would need to earn at least $47,000/year (~$23/hour full-time) to afford the median rent of $1,173/mo in ZIP 46528. The local median household income is $81,529/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46528?

Rent in ZIP 46528 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 46528 an affordable place to rent?

ZIP 46528 is considered very affordable for renters. At $1,173/mo, rent takes approximately 17% of the local median household income ($81,529/yr). The standard benchmark is 30%. ZIP 46528 falls comfortably within that range.

What percentage of ZIP 46528 residents rent vs. own?

According to Census data, approximately 19.7% of ZIP 46528 households are renters, while 80.3% are owner-occupied. ZIP 46528 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46528 compare to the rest of Goshen?

ZIP 46528 is pricier than Goshen as a whole. At $1,173/mo, it's $144 above the Goshen citywide median of $1,029/mo.

When was rent data for ZIP 46528 last updated?

Rent data for ZIP 46528 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
17%
VERY AFFORDABLE

At $1,173/mo, rent takes ~17% of ZIP 46528's median household income ($81,529/yr). The standard benchmark is 30%.

ZIP 46528 17%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46528 (Goshen, IN)

Recent submissions

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