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ZIP Code · IN

ZIP 46845

Pop. 29,583·Allen County·25th most expensive ZIP in Indiana
Median rent (all units)
$1,783/mo
Year-over-Year
+14.1%
Month-over-Month
+0.9%
vs US Median
-$182
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46845 · $1,783
More affordable than 53% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,270
1 BR
$1,300
2 BR
$1,580
3 BR
$1,960
4 BR+
$2,150
Research median
$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,396/yr
At $1,783/mo median
Location
StateIN
CountyAllen County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 14.1% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+14.1% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 46845 (Fort Wayne, IN) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 54.3% of residents hold a bachelor's degree or higher.

Population
29,583
Median income
$112,676
Median age
40.6
Renters
16%
Age distribution
27%
15.7%
28.1%
17.9%
Under 1827%
18–3415.7%
35–5428.1%
55–6411.2%
65+17.9%
Gender
50.3%
49.7%
Male50.3%
Female49.7%
Race & ethnicity
85.5%
White85.5%
Black2.3%
Hispanic3.3%
Asian5.7%
Other3.2%
Education (25+)
17.2%
25.8%
54.3%
No HS diploma2.7%
HS diploma17.2%
Some college25.8%
Bachelor's+54.3%
Housing tenure
84%
16%
Owner84%
Renter16%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46845 in Fort Wayne, IN has changed in 5 years

Income
$100,490 → $112,676
up 12.1%
Population
27,626 → 29,583
up 7.1%
Renter share
13.3% → 16%
+2.7 pts
Bachelor's+
48.7% → 54.3%
+5.6 pts

On the earnings side, the typical household in ZIP 46845 in Fort Wayne, IN now reports about $112,676, up from $100,490 in 2021. Headcount in the area went from 27,626 to 29,583 between 2021 and 2024, a 7.1% change. About 16% of households rent today, against 13.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 48.7% to 54.3%.

Community

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Local insights

Tips for renters in ZIP 46845

About renting in ZIP 46845

Last updated: July 20, 2026

ZIP code 46845 covers Fort Wayne, IN. The median rent here is $1,783/mo as of July 2026. A 1-bedroom rents for a median of $1,300/mo. A 2-bedroom rents for a median of $1,580/mo.

At 19% of local median household income ($112,676/yr), ZIP 46845 ranks as affordable compared to the national benchmark of 30%. Rents have increased 14.1% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46845?

As of July 20, 2026, the median monthly rent in ZIP 46845 (Fort Wayne, IN) is $1,783. This is based on aggregated data from public sources and community submissions.

How does ZIP 46845 rent compare to the US average?

ZIP 46845's median rent of $1,783/mo is $182 (9%) below the US national median of $1,965/mo.

How does ZIP 46845 compare to other ZIPs in Indiana?

ZIP 46845 is one of the pricier ZIP codes in Indiana, ranking #25 out of 144 ZIPs tracked at $1,783/mo.

How much income do you need to rent in ZIP 46845?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,783/mo in ZIP 46845. The local median household income is $112,676/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46845?

Rent in ZIP 46845 has increased 14.1% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46845 an affordable place to rent?

ZIP 46845 is considered very affordable for renters. At $1,783/mo, rent takes approximately 19% of the local median household income ($112,676/yr). The standard benchmark is 30%. ZIP 46845 falls comfortably within that range.

What percentage of ZIP 46845 residents rent vs. own?

According to Census data, approximately 16% of ZIP 46845 households are renters, while 84% are owner-occupied. ZIP 46845 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46845 compare to the rest of Fort Wayne?

ZIP 46845 is pricier than Fort Wayne as a whole. At $1,783/mo, it's $502 above the Fort Wayne citywide median of $1,281/mo.

When was rent data for ZIP 46845 last updated?

Rent data for ZIP 46845 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,783/mo, rent takes ~19% of ZIP 46845's median household income ($112,676/yr). The standard benchmark is 30%.

ZIP 46845 19%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46845 (Fort Wayne, IN)

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