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ZIP Code · IN

ZIP 46923

Part of Delphi, IN
Pop. 8,221·Carroll County·115th most expensive ZIP in Indiana
Median rent (all units)
$1,065/mo
Year-over-Year
Stable
Month-over-Month
-24.2%
vs US Median
-$900
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 46923 · $1,065
More affordable than 96% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$750
1 BR
$880
2 BR
$1,050
3 BR
$1,270
4 BR+
$1,580
Research median
$1,050/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$12,780/yr
At $1,065/mo median
Location
CityDelphi
StateIN
CountyCarroll County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -24.2% MoM), not inventory.
Demographics

Who lives here

ZIP 46923 (Delphi, IN) is majority owner-occupied, has a median income below the national average, 13.3% of residents hold a bachelor's degree or higher.

Population
8,221
Median income
$63,553
Median age
45.6
Renters
19.8%
Age distribution
20.8%
15.6%
27.1%
18%
18.4%
Under 1820.8%
18–3415.6%
35–5427.1%
55–6418%
65+18.4%
Gender
50.8%
49.2%
Male50.8%
Female49.2%
Race & ethnicity
92.5%
White92.5%
Hispanic6.6%
Other0.5%
Education (25+)
45.9%
31.2%
13.3%
No HS diploma9.6%
HS diploma45.9%
Some college31.2%
Bachelor's+13.3%
Housing tenure
80.2%
19.8%
Owner80.2%
Renter19.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46923 in Delphi, IN has changed in 5 years

Income
$54,580 → $63,553
up 16.4%
Population
8,200 → 8,221
up 0.3%
Renter share
23.3% → 19.8%
-3.5 pts
Bachelor's+
12.6% → 13.3%
+0.7 pts
Median age
44.2 → 45.6
+1.4 yrs

Local incomes tracked alongside that move, going from a median of $54,580 in 2021 to $63,553 more recently. The renter share has eased from 23.3% to 19.8%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

Tips for renters in ZIP 46923

About renting in ZIP 46923

Last updated: July 20, 2026

ZIP code 46923 covers Delphi, IN. The median rent here is $1,065/mo as of July 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,050/mo.

At 20% of local median household income ($63,553/yr), ZIP 46923 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46923?

As of July 20, 2026, the median monthly rent in ZIP 46923 (Delphi, IN) is $1,065. This is based on aggregated data from public sources and community submissions.

How does ZIP 46923 rent compare to the US average?

ZIP 46923's median rent of $1,065/mo is $900 (46%) below the US national median of $1,965/mo.

How does ZIP 46923 compare to other ZIPs in Indiana?

ZIP 46923 is among the more affordable ZIP codes in Indiana, ranking #115 out of 144 ZIPs at $1,065/mo.

How much income do you need to rent in ZIP 46923?

To keep rent at or below 30% of gross income, you would need to earn at least $43,000/year (~$21/hour full-time) to afford the median rent of $1,065/mo in ZIP 46923. The local median household income is $63,553/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46923?

Rent in ZIP 46923 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 46923 an affordable place to rent?

ZIP 46923 is considered very affordable for renters. At $1,065/mo, rent takes approximately 20% of the local median household income ($63,553/yr). The standard benchmark is 30%. ZIP 46923 falls comfortably within that range.

What percentage of ZIP 46923 residents rent vs. own?

According to Census data, approximately 19.8% of ZIP 46923 households are renters, while 80.2% are owner-occupied. ZIP 46923 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46923 compare to the rest of Delphi?

ZIP 46923 sits right at the Delphi citywide median of $1,065/mo.

When was rent data for ZIP 46923 last updated?

Rent data for ZIP 46923 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
20%
VERY AFFORDABLE

At $1,065/mo, rent takes ~20% of ZIP 46923's median household income ($63,553/yr). The standard benchmark is 30%.

ZIP 46923 20%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46923 (Delphi, IN)

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