ZIP Code · IA

ZIP 50613

Part of Cedar Falls, IA

Pop. 43,867·Black Hawk County·13th most expensive ZIP in Iowa

Median rent (all units)

$1,398/mo

Year-over-Year

+5.3%

Month-over-Month

+0.7%

vs US Median

-$534

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 50613 · $1,398

More affordable than 80% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$830

1 BR

$920

2 BR

$1,210

3 BR

$1,560

4 BR+

$2,030

Research median

$1,210/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

August. Asking rents in ZIP 50613 usually run 1.1% below trend in August and 1.4% above it in November, about $35 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 50613 is at its highest level since Zillow's records here began in July 2016.

Past year vs. the rest of Iowa

Rent in ZIP 50613 changed +5.3% over the year to September 2026. Across the 45 Iowa ZIP codes Zillow tracks, the typical change was +4.3%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 50613 rose 22.6% while median household income rose 24.9% ($62,853 to $78,503). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 50613 is 30.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($78,503) is $1,963 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,560); a 4-bedroom is $2,030.

From Zillow's monthly rent index (ZORI) for ZIP 50613. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,776/yr

At $1,398/mo median

Location

CityCedar Falls

StateIA

CountyBlack Hawk County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.3% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.3% YoY, +0.7% MoM), not inventory.

Demographics

Who lives here

ZIP 50613 (Cedar Falls, IA) is majority owner-occupied, skews toward younger working-age adults, 49.7% of residents hold a bachelor's degree or higher.

Population

43,867

Median income

$78,503

Median age

Renters

33.9%

Age distribution

17.9%

37.3%

19.5%

16.8%

Under 1817.9%

18–3437.3%

35–5419.5%

55–648.5%

65+16.8%

Gender

48.5%

51.5%

Male48.5%

Female51.5%

Race & ethnicity

91.8%

White91.8%

Black1.3%

Hispanic2.1%

Asian3.2%

Other1.6%

Education (25+)

20.6%

27.5%

49.7%

No HS diploma2.2%

HS diploma20.6%

Some college27.5%

Bachelor's+49.7%

Housing tenure

66.1%

33.9%

Owner66.1%

Renter33.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 50613 in Cedar Falls, IA has changed in 5 years

Rent

$1,110 → $1,398

up 25.9%

Income

$68,989 → $78,503

up 13.8%

Population

43,708 → 43,867

up 0.4%

Renter share

33.9% → 33.9%

+0.0 pts

Bachelor's+

47.4% → 49.7%

+2.3 pts

Median age

28.7 → 30

+1.3 yrs

Since 2021, the typical rent in ZIP 50613 in Cedar Falls, IA has increased from $1,110 to $1,398, a 25.9% change over five years. Household income in the area moved from $68,989 to $78,503 across the same window, up 13.8% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 49.7% of adults here, versus 47.4% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 50613 in Cedar Falls, IA look reasonable against where the market sat half a decade ago.

Community

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Local insights

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About renting in ZIP 50613

Last updated: October 17, 2026

ZIP code 50613 covers Cedar Falls, IA. The median rent here is $1,398/mo as of October 2026. A 1-bedroom rents for a median of $920/mo. A 2-bedroom rents for a median of $1,210/mo.

At 21% of local median household income ($78,503/yr), ZIP 50613 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 50613?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,398/mo in ZIP 50613. The local median household income is $78,503/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 50613?

Rent in ZIP 50613 has risen 5.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in July 2016.

When is the cheapest time to rent in ZIP 50613?

Asking rents in ZIP 50613 are usually lowest in August, about 1.1% below their yearly trend, and highest in November, about 1.4% above it. At today's median that is a gap of roughly $35 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 50613?

No. From 2019 to 2024, rent in ZIP 50613 rose 22.6% while median household income rose 24.9%, from $62,853 to $78,503. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 50613 compare to other ZIPs in Iowa?

ZIP 50613 is one of the pricier among Iowa ZIP codes for rent, ranking #13 of 54 at $1,398/mo. Over the year to September 2026, rent in ZIP 50613 changed +5.3%, against a typical +4.3% across the 45 Iowa ZIP codes Zillow tracks.