ZIP Code · MO

ZIP 63109

Pop. 25,236·Saint Louis City·118th most expensive ZIP in Missouri
Median rent (all units)
$1,136/mo
Year-over-Year
+2.5%
Month-over-Month
-0.2%
vs US Median
-$796
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 63109 · $1,136
More affordable than 94% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$970
1 BR
$1,010
2 BR
$1,240
3 BR
$1,600
4 BR+
$1,840
Research median
$1,240/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 63109 usually run 1.3% below trend in February and 1.3% above it in August, about $30 a month apart at today's median. Based on 9 years of data.

Compared with the peak

Rent in ZIP 63109 is 0.4% below its high of $1,141 in June 2026, at $1,136 as of September 2026.

Past year vs. the rest of Missouri

Rent in ZIP 63109 changed +2.5% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 63109 rose 40.9% while median household income rose 10.6% ($63,231 to $69,938). Rent outpaced income.

Since before the pandemic

Rent in ZIP 63109 is 44.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($69,938) is $1,748 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,600); a 4-bedroom is $1,840.

Rank in Saint Louis

5th cheapest of 14 ZIP codes in Saint Louis.

Cheaper nearby

ZIP 63113, 6 miles away, rents for 15% less ($961/mo), about $2,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 63109. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$13,632/yr
At $1,136/mo median
Location
StateMO
CountySaint Louis City
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.5% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.5% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 63109 (Saint Louis, MO) is majority owner-occupied, 52.5% of residents hold a bachelor's degree or higher.

Population
25,236
Median income
$69,938
Median age
41
Renters
39.1%
Age distribution
15.6%
23.9%
29.3%
19.7%
Under 1815.6%
18–3423.9%
35–5429.3%
55–6411.4%
65+19.7%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
87.7%
White87.7%
Black5.7%
Hispanic3.8%
Asian1.5%
Other1.3%
Education (25+)
15.7%
27.6%
52.5%
No HS diploma4.2%
HS diploma15.7%
Some college27.6%
Bachelor's+52.5%
Housing tenure
60.9%
39.1%
Owner60.9%
Renter39.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 63109 in Saint Louis, MO has changed in 5 years

Rent
$843 → $1,136
up 34.8%
Income
$64,741 → $69,938
up 8.0%
Population
26,392 → 25,236
down 4.4%
Renter share
37.7% → 39.1%
+1.4 pts
Bachelor's+
49.7% → 52.5%
+2.8 pts
Median age
42.7 → 41
-1.7 yrs

Five years ago, renters in ZIP 63109 in Saint Louis, MO paid around $843 a month. That figure now sits near $1,136, up 34.8% from the 2021 baseline. Median household income climbed from $64,741 to $69,938 between 2021 and 2024, a 8.0% shift. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 63109 in Saint Louis, MO losing about 1,156 residents over the five-year window, down 4.4% on net. Bachelor's-degree-or-higher attainment moved from 49.7% to 52.5% across the same window. Taken together, the five-year picture in ZIP 63109 in Saint Louis, MO reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.

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Local insights

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About renting in ZIP 63109

Last updated: October 17, 2026

ZIP code 63109 covers Saint Louis, MO. The median rent here is $1,136/mo as of October 2026. A 1-bedroom rents for a median of $1,010/mo. A 2-bedroom rents for a median of $1,240/mo.

At 19% of local median household income ($69,938/yr), ZIP 63109 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.5% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 63109?

To keep rent at or below 30% of gross income, you would need to earn at least $45,000/year (about $22/hour full-time) to afford the median rent of $1,136/mo in ZIP 63109. The local median household income is $69,938/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 63109?

Rent in ZIP 63109 has risen 2.5% over the past year as of September 2026. It sits 0.4% below its high of $1,141 in June 2026.

When is the cheapest time to rent in ZIP 63109?

Asking rents in ZIP 63109 are usually lowest in February, about 1.3% below their yearly trend, and highest in August, about 1.3% above it. At today's median that is a gap of roughly $30 a month. This pattern comes from 9 years of Zillow rent data.

Has rent outpaced income in ZIP 63109?

Yes. From 2019 to 2024, rent in ZIP 63109 rose 40.9% while median household income rose 10.6%, from $63,231 to $69,938. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 63109 compare to other ZIPs in Missouri?

ZIP 63109 is one of the more affordable among Missouri ZIP codes for rent, ranking #118 of 137 at $1,136/mo. Over the year to September 2026, rent in ZIP 63109 changed +2.5%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.

How does ZIP 63109 compare to the rest of Saint Louis?

At $1,136/mo, ZIP 63109 is $156 below the Saint Louis citywide median of $1,292/mo. It is the 5th cheapest of 14 ZIP codes in Saint Louis.
Income Affordability
19%
VERY AFFORDABLE

At $1,136/mo, rent takes ~19% of ZIP 63109's median household income ($69,938/yr). The standard benchmark is 30%.

ZIP 63109 19%Benchmark 30%
State income tax2–4.7%
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