ZIP Code · MO

ZIP 63128

Part of Concord, MO

Pop. 30,540·Saint Louis County·72nd most expensive ZIP in Missouri

Median rent (all units)

$1,408/mo

Year-over-Year

+9.3%

Month-over-Month

+1.4%

vs US Median

-$524

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 63128 · $1,408

More affordable than 79% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$960

1 BR

$1,000

2 BR

$1,220

3 BR

$1,570

4 BR+

$1,810

Research median

$1,220/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Missouri

Rent in ZIP 63128 changed +9.3% over the year to September 2026. Across the 119 Missouri ZIP codes Zillow tracks, the typical change was +4.6%.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($92,359) is $2,309 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,810).

Cheaper nearby

ZIP 63125, 5 miles away, rents for 12% less ($1,238/mo), about $2,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 63128. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$16,896/yr

At $1,408/mo median

Location

CityConcord

StateMO

CountySaint Louis County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 9.3% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+9.3% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 63128 (Concord, MO) is majority owner-occupied, has a large retiree population, has a median income above the national average, 45.4% of residents hold a bachelor's degree or higher.

Population

30,540

Median income

$92,359

Median age

47.9

Renters

20.7%

Age distribution

17.7%

22.3%

14.6%

27.8%

Under 1817.7%

18–3417.7%

35–5422.3%

55–6414.6%

65+27.8%

Gender

48.2%

51.8%

Male48.2%

Female51.8%

Race & ethnicity

91.7%

White91.7%

Black1.5%

Hispanic1.3%

Asian0.9%

Other4.6%

Education (25+)

20.4%

31.4%

45.4%

No HS diploma2.8%

HS diploma20.4%

Some college31.4%

Bachelor's+45.4%

Housing tenure

79.3%

20.7%

Owner79.3%

Renter20.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 63128 in Concord, MO has changed in 5 years

Income

$83,919 → $92,359

up 10.1%

Population

30,333 → 30,540

up 0.7%

Renter share

22.7% → 20.7%

-2.0 pts

Bachelor's+

46.5% → 45.4%

-1.1 pts

Median age

48.6 → 47.9

-0.7 yrs

Household income in the area moved from $83,919 to $92,359 across the same window, up 10.1% versus 2021. The renter share has eased from 22.7% to 20.7%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 63128

Last updated: October 17, 2026

ZIP code 63128 covers Concord, MO. The median rent here is $1,408/mo as of October 2026. A 1-bedroom rents for a median of $1,000/mo. A 2-bedroom rents for a median of $1,220/mo.

At 18% of local median household income ($92,359/yr), ZIP 63128 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 63128?

To keep rent at or below 30% of gross income, you would need to earn at least $56,000/year (about $27/hour full-time) to afford the median rent of $1,408/mo in ZIP 63128. The local median household income is $92,359/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 63128?

Rent in ZIP 63128 has risen 9.3% over the past year.

How does ZIP 63128 compare to other ZIPs in Missouri?

ZIP 63128 is in the middle among Missouri ZIP codes for rent, ranking #72 of 137 at $1,408/mo. Over the year to September 2026, rent in ZIP 63128 changed +9.3%, against a typical +4.6% across the 119 Missouri ZIP codes Zillow tracks.