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ZIP Code · MO

ZIP 63138

Pop. 18,233·Saint Louis County·93rd most expensive ZIP in Missouri
Median rent (all units)
$1,328/mo
Year-over-Year
+7.8%
Month-over-Month
+1.2%
vs US Median
-$637
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 63138 · $1,328
More affordable than 85% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$930
1 BR
$970
2 BR
$1,190
3 BR
$1,530
4 BR+
$1,770
Research median
$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$15,936/yr
At $1,328/mo median
Location
StateMO
CountySaint Louis County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.8% YoY, +1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 63138 (Spanish Lake, MO) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 15.6% of residents hold a bachelor's degree or higher.

Population
18,233
Median income
$56,096
Median age
33.1
Renters
50.1%
Age distribution
27%
25.5%
22.3%
13.3%
Under 1827%
18–3425.5%
35–5422.3%
55–6413.3%
65+11.9%
Gender
44.4%
55.6%
Male44.4%
Female55.6%
Race & ethnicity
15.2%
79.3%
White15.2%
Black79.3%
Hispanic1.2%
Asian0.6%
Other3.7%
Education (25+)
34.5%
39.6%
15.6%
No HS diploma10.2%
HS diploma34.5%
Some college39.6%
Bachelor's+15.6%
Housing tenure
49.9%
50.1%
Owner49.9%
Renter50.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 63138 in Spanish Lake, MO has changed in 5 years

Income
$44,564 → $56,096
up 25.9%
Population
18,250 → 18,233
down 0.1%
Renter share
51.6% → 50.1%
-1.5 pts
Bachelor's+
15.5% → 15.6%
+0.1 pts
Median age
31.2 → 33.1
+1.9 yrs

Census figures show median household income at $56,096 today, compared with $44,564 five years earlier. Renters now make up 50.1% of households, compared with 51.6% five years ago.

Community

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Local insights

Tips for renters in ZIP 63138

About renting in ZIP 63138

Last updated: July 20, 2026

ZIP code 63138 covers Spanish Lake, MO. The median rent here is $1,328/mo as of July 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,190/mo.

At 28% of local median household income ($56,096/yr), ZIP 63138 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 63138?

As of July 20, 2026, the median monthly rent in ZIP 63138 (Spanish Lake, MO) is $1,328. This is based on aggregated data from public sources and community submissions.

How does ZIP 63138 rent compare to the US average?

ZIP 63138's median rent of $1,328/mo is $637 (32%) below the US national median of $1,965/mo.

How does ZIP 63138 compare to other ZIPs in Missouri?

ZIP 63138 is among the more affordable ZIP codes in Missouri, ranking #93 out of 136 ZIPs at $1,328/mo.

How much income do you need to rent in ZIP 63138?

To keep rent at or below 30% of gross income, you would need to earn at least $53,000/year (~$25/hour full-time) to afford the median rent of $1,328/mo in ZIP 63138. The local median household income is $56,096/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 63138?

Rent in ZIP 63138 has increased 7.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 63138 an affordable place to rent?

ZIP 63138 is considered affordable for renters. At $1,328/mo, rent takes approximately 28% of the local median household income ($56,096/yr). The standard benchmark is 30%. ZIP 63138 falls comfortably within that range.

What percentage of ZIP 63138 residents rent vs. own?

According to Census data, approximately 50.1% of ZIP 63138 households are renters, while 49.9% are owner-occupied. With a majority renter population, ZIP 63138 has a strong rental market.

How does ZIP 63138 compare to the rest of Spanish Lake?

ZIP 63138 is pricier than Spanish Lake as a whole. At $1,328/mo, it's $4 above the Spanish Lake citywide median of $1,324/mo.

When was rent data for ZIP 63138 last updated?

Rent data for ZIP 63138 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,328/mo, rent takes ~28% of ZIP 63138's median household income ($56,096/yr). The standard benchmark is 30%.

ZIP 63138 28%Benchmark 30%
State income tax2–4.7%
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Schools nearby

Public schools near ZIP 63138 (Spanish Lake, MO)

Recent submissions

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