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ZIP Code · NE

ZIP 68845

Part of Kearney, NE
Pop. 20,536·Buffalo County·26th most expensive ZIP in Nebraska
Median rent (all units)
$1,414/mo
Year-over-Year
-7.8%
Month-over-Month
-0.8%
vs US Median
-$551
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 68845 · $1,414
More affordable than 80% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$770
1 BR
$850
2 BR
$1,010
3 BR
$1,330
4 BR+
$1,690
Research median
$1,010/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,968/yr
At $1,414/mo median
Location
StateNE
CountyBuffalo County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 7.8% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-7.8% YoY, -0.8% MoM), not inventory.
Demographics

Who lives here

ZIP 68845 (Kearney, NE) is majority owner-occupied, 41.2% of residents hold a bachelor's degree or higher.

Population
20,536
Median income
$76,978
Median age
34.7
Renters
40.8%
Age distribution
20.7%
29.6%
22.3%
17.4%
Under 1820.7%
18–3429.6%
35–5422.3%
55–6410%
65+17.4%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
87.3%
White87.3%
Black1.4%
Hispanic9.2%
Asian1.2%
Other0.9%
Education (25+)
16.9%
36%
41.2%
No HS diploma5.9%
HS diploma16.9%
Some college36%
Bachelor's+41.2%
Housing tenure
59.2%
40.8%
Owner59.2%
Renter40.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 68845 in Kearney, NE has changed in 5 years

Income
$70,881 → $76,978
up 8.6%
Population
20,632 → 20,536
down 0.5%
Renter share
39.5% → 40.8%
+1.3 pts
Bachelor's+
42.8% → 41.2%
-1.6 pts
Median age
32.3 → 34.7
+2.4 yrs

Household income in the area moved from $70,881 to $76,978 across the same window, up 8.6% versus 2021.

Community

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Local insights

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About renting in ZIP 68845

Last updated: July 20, 2026

ZIP code 68845 covers Kearney, NE. The median rent here is $1,414/mo as of July 2026. A 1-bedroom rents for a median of $850/mo. A 2-bedroom rents for a median of $1,010/mo.

At 22% of local median household income ($76,978/yr), ZIP 68845 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 7.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 68845?

As of July 20, 2026, the median monthly rent in ZIP 68845 (Kearney, NE) is $1,414. This is based on aggregated data from public sources and community submissions.

How does ZIP 68845 rent compare to the US average?

ZIP 68845's median rent of $1,414/mo is $551 (28%) below the US national median of $1,965/mo.

How does ZIP 68845 compare to other ZIPs in Nebraska?

ZIP 68845 falls in the middle range for Nebraska, ranking #26 out of 53 ZIPs at $1,414/mo.

How much income do you need to rent in ZIP 68845?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,414/mo in ZIP 68845. The local median household income is $76,978/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 68845?

Rent in ZIP 68845 has decreased 7.8% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 68845 an affordable place to rent?

ZIP 68845 is considered very affordable for renters. At $1,414/mo, rent takes approximately 22% of the local median household income ($76,978/yr). The standard benchmark is 30%. ZIP 68845 falls comfortably within that range.

What percentage of ZIP 68845 residents rent vs. own?

According to Census data, approximately 40.8% of ZIP 68845 households are renters, while 59.2% are owner-occupied. ZIP 68845 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 68845 compare to the rest of Kearney?

ZIP 68845 is more affordable than Kearney overall. At $1,414/mo, it's $37 below the Kearney citywide median of $1,451/mo.

When was rent data for ZIP 68845 last updated?

Rent data for ZIP 68845 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $1,414/mo, rent takes ~22% of ZIP 68845's median household income ($76,978/yr). The standard benchmark is 30%.

ZIP 68845 22%Benchmark 30%
State income tax2.46–5.84%
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Schools nearby

Public schools near ZIP 68845 (Kearney, NE)

Recent submissions

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