ZIP Code · AR

ZIP 72904

Pop. 21,296·Sebastian County·59th most expensive ZIP in Arkansas
Median rent (all units)
$918/mo
Year-over-Year
-1.2%
Month-over-Month
-1.6%
vs US Median
-$1,014
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 72904 · $918
More affordable than 99% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$680
1 BR
$710
2 BR
$940
3 BR
$1,270
4 BR+
$1,530
Research median
$940/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Arkansas

Rent in ZIP 72904 changed -1.2% over the year to September 2026. Across the 44 Arkansas ZIP codes Zillow tracks, the typical change was +2.4%.

Recent direction

Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($41,909) is $1,048 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($940); a 3-bedroom is $1,270.

Rank in Fort Smith

2nd cheapest of 5 ZIP codes in Fort Smith.

From Zillow's monthly rent index (ZORI) for ZIP 72904. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$11,016/yr
At $918/mo median
Location
StateAR
CountySebastian County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 1.2% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-1.2% YoY, -1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 72904 (Fort Smith, AR) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 7.7% of residents hold a bachelor's degree or higher.

Population
21,296
Median income
$41,909
Median age
32.5
Renters
46.9%
Age distribution
30.4%
22.8%
23.9%
12.4%
Under 1830.4%
18–3422.8%
35–5423.9%
55–6410.4%
65+12.4%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
31.3%
46.7%
White31.3%
Black7.3%
Hispanic46.7%
Asian9.4%
Other5.2%
Education (25+)
33.5%
34.7%
24.1%
No HS diploma33.5%
HS diploma34.7%
Some college24.1%
Bachelor's+7.7%
Housing tenure
53.1%
46.9%
Owner53.1%
Renter46.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 72904 in Fort Smith, AR has changed in 5 years

Income
$35,688 → $41,909
up 17.4%
Population
22,592 → 21,296
down 5.7%
Renter share
49.2% → 46.9%
-2.3 pts
Bachelor's+
6.9% → 7.7%
+0.8 pts

Census figures show median household income at $41,909 today, compared with $35,688 five years earlier. Census counts show ZIP 72904 in Fort Smith, AR losing about 1,296 residents over the five-year window, down 5.7% on net. The renter share has eased from 49.2% to 46.9%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 72904

Last updated: October 17, 2026

ZIP code 72904 covers Fort Smith, AR. The median rent here is $918/mo as of October 2026. A 1-bedroom rents for a median of $710/mo. A 2-bedroom rents for a median of $940/mo.

At 26% of local median household income ($41,909/yr), ZIP 72904 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 72904?

To keep rent at or below 30% of gross income, you would need to earn at least $37,000/year (about $18/hour full-time) to afford the median rent of $918/mo in ZIP 72904. The local median household income is $41,909/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 72904?

Rent in ZIP 72904 has fallen 1.2% over the past year.

How does ZIP 72904 compare to other ZIPs in Arkansas?

ZIP 72904 is one of the more affordable among Arkansas ZIP codes for rent, ranking #59 of 61 at $918/mo. Over the year to September 2026, rent in ZIP 72904 changed -1.2%, against a typical +2.4% across the 44 Arkansas ZIP codes Zillow tracks.

How does ZIP 72904 compare to the rest of Fort Smith?

At $918/mo, ZIP 72904 is $145 below the Fort Smith citywide median of $1,063/mo. It is the 2nd cheapest of 5 ZIP codes in Fort Smith.
Income Affordability
26%
AFFORDABLE

At $918/mo, rent takes ~26% of ZIP 72904's median household income ($41,909/yr). The standard benchmark is 30%.

ZIP 72904 26%Benchmark 30%
State income tax3.9%
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Schools nearby

Public schools near ZIP 72904 (Fort Smith, AR)

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