ZIP Code · TX

ZIP 76450

Part of Graham, TX

Pop. 12,999·Young County·681st most expensive ZIP in Texas

Median rent (all units)

$1,060/mo

Year-over-Year

+10.4%

Month-over-Month

+10.4%

vs US Median

-$888

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 76450 · $1,060

More affordable than 95% of US ZIP codes · National median $1,948/mo

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Medians by bedroom

Rent by unit size

Studio

$800

1 BR

$810

2 BR

$1,060

3 BR

$1,470

4 BR+

$1,560

Research median

$1,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($75,258) is $1,881 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($1,560).

From Zillow's monthly rent index (ZORI) for ZIP 76450. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$12,720/yr

At $1,060/mo median

Location

CityGraham

StateTX

CountyYoung County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 10.4% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+10.4% YoY, +10.4% MoM), not inventory.

Demographics

Who lives here

ZIP 76450 (Graham, TX) is majority owner-occupied, has a large retiree population, 26.1% of residents hold a bachelor's degree or higher.

Population

12,999

Median income

$75,258

Median age

42.2

Renters

23.2%

Age distribution

22.4%

18.7%

24.5%

23.1%

Under 1822.4%

18–3418.7%

35–5424.5%

55–6411.3%

65+23.1%

Gender

53%

47%

Male53%

Female47%

Race & ethnicity

80.8%

21.9%

White80.8%

Black1%

Hispanic21.9%

Asian0.6%

Education (25+)

30.2%

31.9%

26.1%

No HS diploma11.9%

HS diploma30.2%

Some college31.9%

Bachelor's+26.1%

Housing tenure

76.8%

23.2%

Owner76.8%

Renter23.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76450 in Graham, TX has changed in 5 years

Income

$57,650 → $75,258

up 30.5%

Population

13,090 → 12,999

down 0.7%

Renter share

25.3% → 23.2%

-2.1 pts

Bachelor's+

25.4% → 26.1%

+0.7 pts

Household income in the area moved from $57,650 to $75,258 across the same window, up 30.5% versus 2021. The renter share has eased from 25.3% to 23.2%, with owner-occupied housing accounting for the remainder.

Community

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Local insights

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About renting in ZIP 76450

Last updated: April 19, 2026

ZIP code 76450 covers Graham, TX. The median rent here is $1,060/mo as of April 2026. A 1-bedroom rents for a median of $810/mo. A 2-bedroom rents for a median of $1,060/mo.

At 17% of local median household income ($75,258/yr), ZIP 76450 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76450?

To keep rent at or below 30% of gross income, you would need to earn at least $42,000/year (about $20/hour full-time) to afford the median rent of $1,060/mo in ZIP 76450. The local median household income is $75,258/yr, so the typical household meets that bar.