ZIP Code · TX

ZIP 76549

Part of Killeen, TX
Pop. 56,038·Bell County·515th most expensive ZIP in Texas
Median rent (all units)
$1,365/mo
Year-over-Year
+1.0%
Month-over-Month
+0.6%
vs US Median
-$567
Reported rents
Rising (Monthly)
Be the first to discuss 76549 rents ↓
Most AffordableMost Expensive
ZIP 76549 · $1,365
More affordable than 82% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,080
1 BR
$1,080
2 BR
$1,350
3 BR
$1,870
4 BR+
$2,260
Research median
$1,350/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 76549 usually run 0.6% below trend in January and 0.5% above it in September, about $15 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 76549 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of Texas

Rent in ZIP 76549 changed +1.0% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 76549 rose 44.7% while median household income rose 33.9% ($52,933 to $70,871). Rent outpaced income.

Since before the pandemic

Rent in ZIP 76549 is 41.6% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 3 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($70,871) is $1,772 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,350); a 3-bedroom is $1,870.

Rank in Killeen

3rd cheapest of 4 ZIP codes in Killeen.

Cheaper nearby

ZIP 76541, 9 miles away, rents for 36% less ($878/mo), about $5,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 76549. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$16,380/yr
At $1,365/mo median
Location
StateTX
CountyBell County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.0% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 76549 (Killeen, TX) is majority owner-occupied, has a large share of families with children, 23.5% of residents hold a bachelor's degree or higher.

Population
56,038
Median income
$70,871
Median age
30
Renters
44.7%
Age distribution
30.7%
28%
25.8%
Under 1830.7%
18–3428%
35–5425.8%
55–648.5%
65+7%
Gender
48.7%
51.3%
Male48.7%
Female51.3%
Race & ethnicity
32.6%
38.3%
26.2%
White32.6%
Black38.3%
Hispanic26.2%
Asian4.2%
Education (25+)
27.9%
43.1%
23.5%
No HS diploma5.5%
HS diploma27.9%
Some college43.1%
Bachelor's+23.5%
Housing tenure
55.3%
44.7%
Owner55.3%
Renter44.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 76549 in Killeen, TX has changed in 5 years

Rent
$1,094 → $1,365
up 24.8%
Income
$56,777 → $70,871
up 24.8%
Population
53,138 → 56,038
up 5.5%
Renter share
50.4% → 44.7%
-5.7 pts
Bachelor's+
24.2% → 23.5%
-0.7 pts
Median age
28.6 → 30
+1.4 yrs

Across the past five years, the going rent in ZIP 76549 in Killeen, TX has shifted from $1,094 to $1,365, up 24.8% since 2021. On the earnings side, the typical household in ZIP 76549 in Killeen, TX now reports about $70,871, up from $56,777 in 2021. Census counts show ZIP 76549 in Killeen, TX adding about 2,900 residents over the five-year window, up 5.5% on net. The renter share has eased from 50.4% to 44.7%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 76549 in Killeen, TX reflects that arc in its own way.

Community

Discussions about ZIP 76549

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 76549

About renting in ZIP 76549

Last updated: October 17, 2026

ZIP code 76549 covers Killeen, TX. The median rent here is $1,365/mo as of October 2026. A 1-bedroom rents for a median of $1,080/mo. A 2-bedroom rents for a median of $1,350/mo.

At 23% of local median household income ($70,871/yr), ZIP 76549 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 76549?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (about $26/hour full-time) to afford the median rent of $1,365/mo in ZIP 76549. The local median household income is $70,871/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 76549?

Rent in ZIP 76549 has risen 1.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 76549?

Asking rents in ZIP 76549 are usually lowest in January, about 0.6% below their yearly trend, and highest in September, about 0.5% above it. At today's median that is a gap of roughly $15 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 76549?

Yes. From 2019 to 2024, rent in ZIP 76549 rose 44.7% while median household income rose 33.9%, from $52,933 to $70,871. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 76549 compare to other ZIPs in Texas?

ZIP 76549 is one of the more affordable among Texas ZIP codes for rent, ranking #515 of 693 at $1,365/mo. Over the year to September 2026, rent in ZIP 76549 changed +1.0%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 76549 compare to the rest of Killeen?

At $1,365/mo, ZIP 76549 is $106 above the Killeen citywide median of $1,259/mo. It is the 3rd cheapest of 4 ZIP codes in Killeen.
Income Affordability
23%
VERY AFFORDABLE

At $1,365/mo, rent takes ~23% of ZIP 76549's median household income ($70,871/yr). The standard benchmark is 30%.

ZIP 76549 23%Benchmark 30%
State income taxNone
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 76549 (Killeen, TX)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.