ZIP Code · TX

ZIP 77554

Part of Galveston, TX

Pop. 10,414·Galveston County·12th most expensive ZIP in Texas

Median rent (all units)

$2,559/mo

Year-over-Year

+2.1%

Month-over-Month

+1.4%

vs US Median

+$627

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 77554 · $2,559

More expensive than 81% of US ZIP codes · National median $1,932/mo

Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,340

1 BR

$1,390

2 BR

$1,650

3 BR

$2,220

4 BR+

$2,770

Research median

$1,650/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Texas

Rent in ZIP 77554 changed +2.1% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Recent direction

Rent has risen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($86,490) is $2,162 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,650); a 3-bedroom is $2,220.

Rank in Galveston

3rd cheapest of 3 ZIP codes in Galveston.

Cheaper nearby

ZIP 77551, 6 miles away, rents for 51% less ($1,246/mo), about $15,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 77554. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$30,708/yr

At $2,559/mo median

Location

CityGalveston

StateTX

CountyGalveston County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (2.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+2.1% YoY, +1.4% MoM), not inventory.

Demographics

Who lives here

ZIP 77554 (Galveston, TX) is majority owner-occupied, has a large retiree population, 54.8% of residents hold a bachelor's degree or higher.

Population

10,414

Median income

$86,490

Median age

56.6

Renters

31.2%

Age distribution

25%

15.3%

25.9%

27.4%

Under 186.5%

18–3425%

35–5415.3%

55–6425.9%

65+27.4%

Gender

55.6%

44.4%

Male55.6%

Female44.4%

Race & ethnicity

77.6%

12.5%

White77.6%

Black3%

Hispanic12.5%

Asian5%

Other1.9%

Education (25+)

15.8%

26.6%

54.8%

No HS diploma2.8%

HS diploma15.8%

Some college26.6%

Bachelor's+54.8%

Housing tenure

68.8%

31.2%

Owner68.8%

Renter31.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 77554 in Galveston, TX has changed in 5 years

Income

$81,058 → $86,490

up 6.7%

Population

9,001 → 10,414

up 15.7%

Renter share

33.3% → 31.2%

-2.1 pts

Bachelor's+

43.2% → 54.8%

+11.6 pts

Median age

52.1 → 56.6

+4.5 yrs

On the earnings side, the typical household in ZIP 77554 in Galveston, TX now reports about $86,490, up from $81,058 in 2021. Headcount in the area went from 9,001 to 10,414 between 2021 and 2024, a 15.7% change. About 31.2% of households rent today, against 33.3% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 43.2% to 54.8%.

Community

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Local insights

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About renting in ZIP 77554

Last updated: October 17, 2026

ZIP code 77554 covers Galveston, TX. The median rent here is $2,559/mo as of October 2026. A 1-bedroom rents for a median of $1,390/mo. A 2-bedroom rents for a median of $1,650/mo.

At 36% of local median household income ($86,490/yr), ZIP 77554 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 77554?

To keep rent at or below 30% of gross income, you would need to earn at least $102,000/year (about $49/hour full-time) to afford the median rent of $2,559/mo in ZIP 77554. The local median household income is $86,490/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 77554?

Rent in ZIP 77554 has risen 2.1% over the past year.

How does ZIP 77554 compare to other ZIPs in Texas?

ZIP 77554 is one of the pricier among Texas ZIP codes for rent, ranking #12 of 693 at $2,559/mo. Over the year to September 2026, rent in ZIP 77554 changed +2.1%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.