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ZIP Code · TX

ZIP 78028

Pop. 41,206·Kerr County·156th most expensive ZIP in Texas
Median rent (all units)
$1,853/mo
Year-over-Year
+2.9%
Month-over-Month
-0.4%
vs US Median
-$112
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 78028 · $1,853
More expensive than 52% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$880
1 BR
$980
2 BR
$1,130
3 BR
$1,490
4 BR+
$1,500
Research median
$1,130/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,236/yr
At $1,853/mo median
Location
StateTX
CountyKerr County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.9% YoY, -0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 78028 (Kerrville, TX) is majority owner-occupied, has a large retiree population, 32.4% of residents hold a bachelor's degree or higher.

Population
41,206
Median income
$66,991
Median age
48.8
Renters
32.9%
Age distribution
17.1%
19.4%
19.8%
13.2%
30.4%
Under 1817.1%
18–3419.4%
35–5419.8%
55–6413.2%
65+30.4%
Gender
47.5%
52.5%
Male47.5%
Female52.5%
Race & ethnicity
76.1%
25%
White76.1%
Black1.8%
Hispanic25%
Asian1.3%
Education (25+)
30.8%
28.5%
32.4%
No HS diploma8.2%
HS diploma30.8%
Some college28.5%
Bachelor's+32.4%
Housing tenure
67.1%
32.9%
Owner67.1%
Renter32.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78028 in Kerrville, TX has changed in 5 years

Income
$59,802 → $66,991
up 12.0%
Population
40,081 → 41,206
up 2.8%
Renter share
34.3% → 32.9%
-1.4 pts
Bachelor's+
29.8% → 32.4%
+2.6 pts
Median age
47.3 → 48.8
+1.5 yrs

Census figures show median household income at $66,991 today, compared with $59,802 five years earlier. Headcount in the area went from 40,081 to 41,206 between 2021 and 2024, a 2.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 29.8% to 32.4%.

Community

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Local insights

Tips for renters in ZIP 78028

About renting in ZIP 78028

Last updated: July 20, 2026

ZIP code 78028 covers Kerrville, TX. The median rent here is $1,853/mo as of July 2026. A 1-bedroom rents for a median of $980/mo. A 2-bedroom rents for a median of $1,130/mo.

At 33% of local median household income ($66,991/yr), ZIP 78028 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78028?

As of July 20, 2026, the median monthly rent in ZIP 78028 (Kerrville, TX) is $1,853. This is based on aggregated data from public sources and community submissions.

How does ZIP 78028 rent compare to the US average?

ZIP 78028's median rent of $1,853/mo is $112 (6%) below the US national median of $1,965/mo.

How does ZIP 78028 compare to other ZIPs in Texas?

ZIP 78028 is one of the pricier ZIP codes in Texas, ranking #156 out of 689 ZIPs tracked at $1,853/mo.

How much income do you need to rent in ZIP 78028?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (~$36/hour full-time) to afford the median rent of $1,853/mo in ZIP 78028. The local median household income is $66,991/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 78028?

Rent in ZIP 78028 has increased 2.9% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 78028 an affordable place to rent?

ZIP 78028 is considered moderate for renters. At $1,853/mo, rent takes approximately 33% of the local median household income ($66,991/yr). The standard benchmark is 30%. ZIP 78028 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 78028 residents rent vs. own?

According to Census data, approximately 32.9% of ZIP 78028 households are renters, while 67.1% are owner-occupied. ZIP 78028 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78028 compare to the rest of Kerrville?

ZIP 78028 sits right at the Kerrville citywide median of $1,853/mo.

When was rent data for ZIP 78028 last updated?

Rent data for ZIP 78028 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $1,853/mo, rent takes ~33% of ZIP 78028's median household income ($66,991/yr). The standard benchmark is 30%.

ZIP 78028 33%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 78028 (Kerrville, TX)

Recent submissions

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