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ZIP Code · TX

ZIP 78045

Part of Laredo, TX
Pop. 67,333·Webb County·474th most expensive ZIP in Texas
Median rent (all units)
$1,427/mo
Year-over-Year
-4.9%
Month-over-Month
+2.5%
vs US Median
-$538
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78045 · $1,427
More affordable than 79% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,280
1 BR
$1,290
2 BR
$1,560
3 BR
$2,010
4 BR+
$2,080
Research median
$1,560/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$17,124/yr
At $1,427/mo median
Location
CityLaredo
StateTX
CountyWebb County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-4.9% YoY, +2.5% MoM), not inventory.
Demographics

Who lives here

ZIP 78045 (Laredo, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 35.9% of residents hold a bachelor's degree or higher.

Population
67,333
Median income
$90,608
Median age
33.7
Renters
21.1%
Age distribution
29.8%
22.5%
29%
Under 1829.8%
18–3422.5%
35–5429%
55–6410.3%
65+8.5%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
24.3%
92.6%
White24.3%
Black0.9%
Hispanic92.6%
Asian1.1%
Education (25+)
16.4%
17.9%
29.8%
35.9%
No HS diploma16.4%
HS diploma17.9%
Some college29.8%
Bachelor's+35.9%
Housing tenure
78.9%
21.1%
Owner78.9%
Renter21.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78045 in Laredo, TX has changed in 5 years

Rent
$1,080 → $1,427
up 32.1%
Income
$78,478 → $90,608
up 15.5%
Population
67,730 → 67,333
down 0.6%
Renter share
23.8% → 21.1%
-2.7 pts
Bachelor's+
34.8% → 35.9%
+1.1 pts
Median age
32 → 33.7
+1.7 yrs

The median rent in ZIP 78045 in Laredo, TX stood at $1,080 in 2021 and currently runs about $1,427, reflecting a 32.1% increase over the period. Household income in the area moved from $78,478 to $90,608 across the same window, up 15.5% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 21.1% of households, compared with 23.8% five years ago. Reading these numbers side by side helps frame whether current listings in ZIP 78045 in Laredo, TX look reasonable against where the market sat half a decade ago.

Community

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Local insights

Tips for renters in ZIP 78045

About renting in ZIP 78045

Last updated: July 20, 2026

ZIP code 78045 covers Laredo, TX. The median rent here is $1,427/mo as of July 2026. A 1-bedroom rents for a median of $1,290/mo. A 2-bedroom rents for a median of $1,560/mo.

At 19% of local median household income ($90,608/yr), ZIP 78045 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 4.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78045?

As of July 20, 2026, the median monthly rent in ZIP 78045 (Laredo, TX) is $1,427. This is based on aggregated data from public sources and community submissions.

How does ZIP 78045 rent compare to the US average?

ZIP 78045's median rent of $1,427/mo is $538 (27%) below the US national median of $1,965/mo.

How does ZIP 78045 compare to other ZIPs in Texas?

ZIP 78045 is among the more affordable ZIP codes in Texas, ranking #474 out of 689 ZIPs at $1,427/mo.

How much income do you need to rent in ZIP 78045?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (~$27/hour full-time) to afford the median rent of $1,427/mo in ZIP 78045. The local median household income is $90,608/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78045?

Rent in ZIP 78045 has decreased 4.9% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 78045 an affordable place to rent?

ZIP 78045 is considered very affordable for renters. At $1,427/mo, rent takes approximately 19% of the local median household income ($90,608/yr). The standard benchmark is 30%. ZIP 78045 falls comfortably within that range.

What percentage of ZIP 78045 residents rent vs. own?

According to Census data, approximately 21.1% of ZIP 78045 households are renters, while 78.9% are owner-occupied. ZIP 78045 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78045 compare to the rest of Laredo?

ZIP 78045 is pricier than Laredo as a whole. At $1,427/mo, it's $96 above the Laredo citywide median of $1,331/mo.

When was rent data for ZIP 78045 last updated?

Rent data for ZIP 78045 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,427/mo, rent takes ~19% of ZIP 78045's median household income ($90,608/yr). The standard benchmark is 30%.

ZIP 78045 19%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 78045 (Laredo, TX)

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