ZIP Code · TX

ZIP 78245

Pop. 96,015·Bexar County·430th most expensive ZIP in Texas
Median rent (all units)
$1,484/mo
Year-over-Year
-0.7%
Month-over-Month
+0.4%
vs US Median
-$448
Reported rents
Stable (Monthly)
Be the first to discuss 78245 rents ↓
Most AffordableMost Expensive
ZIP 78245 · $1,484
More affordable than 74% of US ZIP codes · National median $1,932/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,250
1 BR
$1,370
2 BR
$1,660
3 BR
$2,130
4 BR+
$2,480
Research median
$1,660/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 78245 usually run 1% below trend in January and 0.9% above it in August, about $28 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 78245 is 4.6% below its high of $1,556 in January 2023, at $1,484 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78245 changed -0.7% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78245 rose 20.2% while median household income rose 29.3% ($69,609 to $90,029). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 78245 is 14.7% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($90,029) is $2,251 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,130); a 4-bedroom is $2,480.

Rank in San Antonio

34th cheapest of 54 ZIP codes in San Antonio.

Cheaper nearby

ZIP 78251, 5 miles away, rents for 17% less ($1,233/mo), about $3,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78245. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,808/yr
At $1,484/mo median
Location
StateTX
CountyBexar County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.7% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 78245 (San Antonio, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 25.2% of residents hold a bachelor's degree or higher.

Population
96,015
Median income
$90,029
Median age
32.1
Renters
31.3%
Age distribution
27.4%
28.3%
28.1%
Under 1827.4%
18–3428.3%
35–5428.1%
55–647.2%
65+9%
Gender
49.7%
50.3%
Male49.7%
Female50.3%
Race & ethnicity
39.9%
63.2%
White39.9%
Black12.2%
Hispanic63.2%
Asian3%
Education (25+)
28.7%
36.6%
25.2%
No HS diploma9.5%
HS diploma28.7%
Some college36.6%
Bachelor's+25.2%
Housing tenure
68.7%
31.3%
Owner68.7%
Renter31.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78245 in San Antonio, TX has changed in 5 years

Rent
$1,316 → $1,484
up 12.8%
Income
$77,468 → $90,029
up 16.2%
Population
90,956 → 96,015
up 5.6%
Renter share
27.7% → 31.3%
+3.6 pts
Bachelor's+
26.5% → 25.2%
-1.3 pts
Median age
30.2 → 32.1
+1.9 yrs

Five years ago, renters in ZIP 78245 in San Antonio, TX paid around $1,316 a month. That figure now sits near $1,484, up 12.8% from the 2021 baseline. On the earnings side, the typical household in ZIP 78245 in San Antonio, TX now reports about $90,029, up from $77,468 in 2021. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 78245 in San Antonio, TX adding about 5,059 residents over the five-year window, up 5.6% on net. The renter share has risen from 27.7% to 31.3%, with owner-occupied housing accounting for the remainder. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 78245 in San Antonio, TX reflects that arc in its own way.

Community

Discussions about ZIP 78245

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 78245

About renting in ZIP 78245

Last updated: October 17, 2026

ZIP code 78245 covers San Antonio, TX. The median rent here is $1,484/mo as of October 2026. A 1-bedroom rents for a median of $1,370/mo. A 2-bedroom rents for a median of $1,660/mo.

At 20% of local median household income ($90,029/yr), ZIP 78245 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78245?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,484/mo in ZIP 78245. The local median household income is $90,029/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 78245?

Rent in ZIP 78245 has fallen 0.7% over the past year as of September 2026. It sits 4.6% below its high of $1,556 in January 2023.

When is the cheapest time to rent in ZIP 78245?

Asking rents in ZIP 78245 are usually lowest in January, about 1% below their yearly trend, and highest in August, about 0.9% above it. At today's median that is a gap of roughly $28 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 78245?

No. From 2019 to 2024, rent in ZIP 78245 rose 20.2% while median household income rose 29.3%, from $69,609 to $90,029. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78245 compare to other ZIPs in Texas?

ZIP 78245 is in the middle among Texas ZIP codes for rent, ranking #430 of 693 at $1,484/mo. Over the year to September 2026, rent in ZIP 78245 changed -0.7%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78245 compare to the rest of San Antonio?

At $1,484/mo, ZIP 78245 is $103 above the San Antonio citywide median of $1,381/mo. It is the 34th cheapest of 54 ZIP codes in San Antonio.
Income Affordability
20%
VERY AFFORDABLE

At $1,484/mo, rent takes ~20% of ZIP 78245's median household income ($90,029/yr). The standard benchmark is 30%.

ZIP 78245 20%Benchmark 30%
State income taxNone
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 78245 (San Antonio, TX)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.