ZIP Code · TX

ZIP 78266

Part of Garden ridge, TX

Pop. 7,338·Comal County·40th most expensive ZIP in Texas

Median rent (all units)

$2,140/mo

Year-over-Year

-4.9%

Month-over-Month

-4.9%

vs US Median

+$208

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 78266 · $2,140

More expensive than 71% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,620

1 BR

$1,770

2 BR

$2,140

3 BR

$2,750

4 BR+

$3,200

Research median

$2,140/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($146,792) is $3,670 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,200).

Cheaper nearby

ZIP 78261, 5 miles away, rents for 28% less ($1,768/mo), about $8,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 78266. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,680/yr

At $2,140/mo median

Location

CityGarden ridge

StateTX

CountyComal County

Rent Market Meter

Strong Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are down 4.9% year-over-year. Push hard on price, concessions, and lease terms.

Based on rent-price momentum (-4.9% YoY, -4.9% MoM), not inventory.

Demographics

Who lives here

ZIP 78266 (Garden ridge, TX) is majority owner-occupied, has a large retiree population, has a median income above the national average, 60.1% of residents hold a bachelor's degree or higher.

Population

7,338

Median income

$146,792

Median age

49.8

Renters

5.7%

Age distribution

18.8%

14.9%

22.6%

23.6%

20.1%

Under 1818.8%

18–3414.9%

35–5422.6%

55–6423.6%

65+20.1%

Gender

49.9%

50.1%

Male49.9%

Female50.1%

Race & ethnicity

54.2%

13%

35.7%

White54.2%

Black13%

Hispanic35.7%

Asian0.9%

Education (25+)

15.8%

22.7%

60.1%

No HS diploma1.4%

HS diploma15.8%

Some college22.7%

Bachelor's+60.1%

Housing tenure

94.3%

Owner94.3%

Renter5.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78266 in Garden ridge, TX has changed in 5 years

Income

$129,911 → $146,792

up 13.0%

Population

6,962 → 7,338

up 5.4%

Renter share

4.8% → 5.7%

+0.9 pts

Bachelor's+

63.1% → 60.1%

-3.0 pts

Median age

48.5 → 49.8

+1.3 yrs

Median household income grew from $129,911 to $146,792 between 2021 and 2024, a 13.0% shift. Headcount in the area went from 6,962 to 7,338 between 2021 and 2024, a 5.4% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 63.1% to 60.1%.

Community

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Local insights

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About renting in ZIP 78266

Last updated: April 19, 2026

ZIP code 78266 covers Garden ridge, TX. The median rent here is $2,140/mo as of April 2026. A 1-bedroom rents for a median of $1,770/mo. A 2-bedroom rents for a median of $2,140/mo.

At 17% of local median household income ($146,792/yr), ZIP 78266 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 4.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78266?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (about $41/hour full-time) to afford the median rent of $2,140/mo in ZIP 78266. The local median household income is $146,792/yr, so the typical household meets that bar.