ZIP 78634
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12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 78634 usually run 0.9% below trend in December and 0.9% above it in July, about $31 a month apart at today's median. Based on 9 years of data.
Rent in ZIP 78634 is 7.2% below its high of $1,857 in March 2023, at $1,723 as of September 2026.
Rent in ZIP 78634 changed +3.3% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 78634 rose 25.7% while median household income rose 35.8% ($84,237 to $114,426). Income kept ahead of rent.
Rent in ZIP 78634 is 16.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 4 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($114,426) is $2,861 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($2,830); a 4-bedroom is $3,320.
From Zillow's monthly rent index (ZORI) for ZIP 78634. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 78634 (Hutto, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 36.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 78634 in Hutto, TX has changed in 5 years
Compared with 2021, rent in ZIP 78634 in Hutto, TX has increased by $171 per month, settling near $1,723 after starting the period at $1,552. Local incomes tracked alongside that move, going from a median of $93,667 in 2021 to $114,426 more recently. Income growth outran rent by about 11.2 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 38,529 to 46,413 between 2021 and 2024, a 20.5% change. About 21.4% of households rent today, against 19.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 33.6% to 36.9%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 78634 in Hutto, TX market of 2021.
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Tips for renters in ZIP 78634
Last updated: October 17, 2026
ZIP code 78634 covers Hutto, TX. The median rent here is $1,723/mo as of October 2026. A 1-bedroom rents for a median of $1,364/mo. A 2-bedroom rents for a median of $1,618/mo.
At 18% of local median household income ($114,426/yr), ZIP 78634 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.3% over the past year.
Frequently asked questions
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How does ZIP 78634 compare to the rest of Hutto?
At $1,723/mo, rent takes ~18% of ZIP 78634's median household income ($114,426/yr). The standard benchmark is 30%.
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