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ZIP Code · TX

ZIP 78634

Part of Hutto, TX
Pop. 46,413·Williamson County·201st most expensive ZIP in Texas
Median rent (all units)
$1,784/mo
Year-over-Year
+8.2%
Month-over-Month
+2.1%
vs US Median
-$181
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78634 · $1,784
More affordable than 53% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,780
1 BR
$1,880
2 BR
$2,230
3 BR
$2,830
4 BR+
$3,320
Research median
$2,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,408/yr
At $1,784/mo median
Location
CityHutto
StateTX
CountyWilliamson County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 8.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+8.2% YoY, +2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 78634 (Hutto, TX) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 36.9% of residents hold a bachelor's degree or higher.

Population
46,413
Median income
$114,426
Median age
34.9
Renters
21.4%
Age distribution
25.4%
24.8%
32.5%
Under 1825.4%
18–3424.8%
35–5432.5%
55–649.9%
65+7.5%
Gender
50.2%
49.8%
Male50.2%
Female49.8%
Race & ethnicity
57.3%
33.6%
White57.3%
Black9.2%
Hispanic33.6%
Asian2.2%
Education (25+)
24.2%
32.6%
36.9%
No HS diploma6.3%
HS diploma24.2%
Some college32.6%
Bachelor's+36.9%
Housing tenure
78.6%
21.4%
Owner78.6%
Renter21.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78634 in Hutto, TX has changed in 5 years

Rent
$1,524 → $1,784
up 17.1%
Income
$93,667 → $114,426
up 22.2%
Population
38,529 → 46,413
up 20.5%
Renter share
19.4% → 21.4%
+2.0 pts
Bachelor's+
33.6% → 36.9%
+3.3 pts
Median age
36.2 → 34.9
-1.3 yrs

Compared with 2021, rent in ZIP 78634 in Hutto, TX has increased by $260 per month, settling near $1,784 after starting the period at $1,524. Local incomes tracked alongside that move, going from a median of $93,667 in 2021 to $114,426 more recently. Income growth outran rent by about 5.1 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 38,529 to 46,413 between 2021 and 2024, a 20.5% change. About 21.4% of households rent today, against 19.4% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 33.6% to 36.9%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 78634 in Hutto, TX market of 2021.

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Local insights

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About renting in ZIP 78634

Last updated: July 20, 2026

ZIP code 78634 covers Hutto, TX. The median rent here is $1,784/mo as of July 2026. A 1-bedroom rents for a median of $1,880/mo. A 2-bedroom rents for a median of $2,230/mo.

At 19% of local median household income ($114,426/yr), ZIP 78634 ranks as affordable compared to the national benchmark of 30%. Rents have increased 8.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 78634?

As of July 20, 2026, the median monthly rent in ZIP 78634 (Hutto, TX) is $1,784. This is based on aggregated data from public sources and community submissions.

How does ZIP 78634 rent compare to the US average?

ZIP 78634's median rent of $1,784/mo is $181 (9%) below the US national median of $1,965/mo.

How does ZIP 78634 compare to other ZIPs in Texas?

ZIP 78634 is one of the pricier ZIP codes in Texas, ranking #201 out of 689 ZIPs tracked at $1,784/mo.

How much income do you need to rent in ZIP 78634?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (~$34/hour full-time) to afford the median rent of $1,784/mo in ZIP 78634. The local median household income is $114,426/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 78634?

Rent in ZIP 78634 has increased 8.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 78634 an affordable place to rent?

ZIP 78634 is considered very affordable for renters. At $1,784/mo, rent takes approximately 19% of the local median household income ($114,426/yr). The standard benchmark is 30%. ZIP 78634 falls comfortably within that range.

What percentage of ZIP 78634 residents rent vs. own?

According to Census data, approximately 21.4% of ZIP 78634 households are renters, while 78.6% are owner-occupied. ZIP 78634 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 78634 compare to the rest of Hutto?

ZIP 78634 is pricier than Hutto as a whole. At $1,784/mo, it's $20 above the Hutto citywide median of $1,764/mo.

When was rent data for ZIP 78634 last updated?

Rent data for ZIP 78634 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
19%
VERY AFFORDABLE

At $1,784/mo, rent takes ~19% of ZIP 78634's median household income ($114,426/yr). The standard benchmark is 30%.

ZIP 78634 19%Benchmark 30%
State income taxNone
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Public schools near ZIP 78634 (Hutto, TX)

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