ZIP Code · CO

ZIP 80640

Pop. 13,818·Adams County·52nd most expensive ZIP in Colorado
Median rent (all units)
$2,168/mo
Year-over-Year
+10.2%
Month-over-Month
+1.8%
vs US Median
+$236
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 80640 · $2,168
More expensive than 69% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,930
1 BR
$2,070
2 BR
$2,460
3 BR
$3,220
4 BR+
$3,590
Research median
$2,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Colorado

Rent in ZIP 80640 changed +10.2% over the year to September 2026. Across the 155 Colorado ZIP codes Zillow tracks, the typical change was +1.3%.

Recent direction

Rent has risen 8 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($117,373) is $2,934 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,460); a 3-bedroom is $3,220.

Cheaper nearby

ZIP 80233, 4 miles away, rents for 24% less ($1,652/mo), about $6,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 80640. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$26,016/yr
At $2,168/mo median
Location
StateCO
CountyAdams County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 10.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+10.2% YoY, +1.8% MoM), not inventory.
Demographics

Who lives here

ZIP 80640 (Commerce City, CO) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 27.3% of residents hold a bachelor's degree or higher.

Population
13,818
Median income
$117,373
Median age
34.9
Renters
20.2%
Age distribution
26.7%
23.4%
30.7%
Under 1826.7%
18–3423.4%
35–5430.7%
55–6410.8%
65+8.4%
Gender
51.6%
48.4%
Male51.6%
Female48.4%
Race & ethnicity
63.7%
43.2%
White63.7%
Hispanic43.2%
Asian1.9%
Education (25+)
30.7%
32.5%
27.3%
No HS diploma9.5%
HS diploma30.7%
Some college32.5%
Bachelor's+27.3%
Housing tenure
79.8%
20.2%
Owner79.8%
Renter20.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 80640 in Commerce City, CO has changed in 5 years

Income
$90,888 → $117,373
up 29.1%
Population
13,344 → 13,818
up 3.6%
Renter share
20.9% → 20.2%
-0.7 pts
Bachelor's+
26.1% → 27.3%
+1.2 pts
Median age
36.4 → 34.9
-1.5 yrs

Median household income climbed from $90,888 to $117,373 between 2021 and 2024, a 29.1% shift. Census counts show ZIP 80640 in Commerce City, CO adding about 474 residents over the five-year window, up 3.6% on net.

Community

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Local insights

Tips for renters in ZIP 80640

About renting in ZIP 80640

Last updated: October 17, 2026

ZIP code 80640 covers Commerce City, CO. The median rent here is $2,168/mo as of October 2026. A 1-bedroom rents for a median of $2,070/mo. A 2-bedroom rents for a median of $2,460/mo.

At 22% of local median household income ($117,373/yr), ZIP 80640 ranks as affordable compared to the national benchmark of 30%. Rents have increased 10.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 80640?

To keep rent at or below 30% of gross income, you would need to earn at least $87,000/year (about $42/hour full-time) to afford the median rent of $2,168/mo in ZIP 80640. The local median household income is $117,373/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 80640?

Rent in ZIP 80640 has risen 10.2% over the past year.

How does ZIP 80640 compare to other ZIPs in Colorado?

ZIP 80640 is one of the pricier among Colorado ZIP codes for rent, ranking #52 of 168 at $2,168/mo. Over the year to September 2026, rent in ZIP 80640 changed +10.2%, against a typical +1.3% across the 155 Colorado ZIP codes Zillow tracks.

How does ZIP 80640 compare to the rest of Commerce City?

At $2,168/mo, ZIP 80640 is $321 below the Commerce City citywide median of $2,489/mo.
Income Affordability
22%
VERY AFFORDABLE

At $2,168/mo, rent takes ~22% of ZIP 80640's median household income ($117,373/yr). The standard benchmark is 30%.

ZIP 80640 22%Benchmark 30%
State income tax4.4%
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Schools nearby

Public schools near ZIP 80640 (Commerce City, CO)

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