ZIP Code · NV

ZIP 89801

Part of Elko, NV
Pop. 26,480·Elko County·46th most expensive ZIP in Nevada
Median rent (all units)
$1,786/mo
Year-over-Year
Stable
Month-over-Month
+0.7%
vs US Median
-$146
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 89801 · $1,786
More affordable than 52% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,070
1 BR
$1,180
2 BR
$1,550
3 BR
$1,960
4 BR+
$2,600
Research median
$1,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($82,144) is $2,054 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($1,960); a 4-bedroom is $2,600.

From Zillow's monthly rent index (ZORI) for ZIP 89801. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$21,432/yr
At $1,786/mo median
Location
CityElko
StateNV
CountyElko County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+0.0% YoY, +0.7% MoM), not inventory.
Demographics

Who lives here

ZIP 89801 (Elko, NV) is majority owner-occupied, has a large share of families with children, 14.6% of residents hold a bachelor's degree or higher.

Population
26,480
Median income
$82,144
Median age
33.6
Renters
33%
Age distribution
25.5%
26.9%
23.7%
12.7%
Under 1825.5%
18–3426.9%
35–5423.7%
55–6411.2%
65+12.7%
Gender
52.5%
47.5%
Male52.5%
Female47.5%
Race & ethnicity
65.2%
27.4%
White65.2%
Black1%
Hispanic27.4%
Asian2.3%
Other4.1%
Education (25+)
13.8%
36.2%
35.4%
14.6%
No HS diploma13.8%
HS diploma36.2%
Some college35.4%
Bachelor's+14.6%
Housing tenure
67%
33%
Owner67%
Renter33%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 89801 in Elko, NV has changed in 5 years

Income
$80,950 → $82,144
up 1.5%
Population
25,938 → 26,480
up 2.1%
Renter share
37.9% → 33%
-4.9 pts
Bachelor's+
15.7% → 14.6%
-1.1 pts

Median household income rose from $80,950 to $82,144 between 2021 and 2024, a 1.5% shift. The population has grown by 2.1% since 2021, moving from about 25,938 residents to roughly 26,480. Renters now make up 33% of households, compared with 37.9% five years ago.

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Local insights

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About renting in ZIP 89801

Last updated: October 17, 2026

ZIP code 89801 covers Elko, NV. The median rent here is $1,786/mo as of October 2026. A 1-bedroom rents for a median of $1,180/mo. A 2-bedroom rents for a median of $1,550/mo.

At 26% of local median household income ($82,144/yr), ZIP 89801 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 89801?

To keep rent at or below 30% of gross income, you would need to earn at least $71,000/year (about $34/hour full-time) to afford the median rent of $1,786/mo in ZIP 89801. The local median household income is $82,144/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 89801?

Rent in ZIP 89801 has been roughly flat over the past year, a 0.0% change.

How does ZIP 89801 compare to other ZIPs in Nevada?

ZIP 89801 is in the middle among Nevada ZIP codes for rent, ranking #46 of 82 at $1,786/mo.

How does ZIP 89801 compare to the rest of Elko?

ZIP 89801 sits right at the Elko citywide median of $1,786/mo.
Income Affordability
26%
AFFORDABLE

At $1,786/mo, rent takes ~26% of ZIP 89801's median household income ($82,144/yr). The standard benchmark is 30%.

ZIP 89801 26%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 89801 (Elko, NV)

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