ZIP Code · CA

ZIP 91913

Pop. 57,721·San Diego County·301st most expensive ZIP in California
Median rent (all units)
$3,127/mo
Year-over-Year
+1.6%
Month-over-Month
+0.1%
vs US Median
+$1,195
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 91913 · $3,127
More expensive than 92% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,201
1 BR
$2,363
2 BR
$2,883
3 BR
$3,839
4 BR+
$4,655
Research median
$2,883/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 91913 usually run 1.4% below trend in January and 1.5% above it in August, about $91 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 91913 is at its highest level since Zillow's records here began in January 2015.

Past year vs. the rest of California

Rent in ZIP 91913 changed +1.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 91913 rose 45.4% while median household income rose 25.4% ($103,127 to $129,337). Rent outpaced income.

Since before the pandemic

Rent in ZIP 91913 is 43.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($129,337) is $3,233 a month. That covers HUD's Fair Market Rent for up to a studio ($3,130); a 1-bedroom is $3,360.

Rank in Chula Vista

3rd cheapest of 5 ZIP codes in Chula Vista.

Cheaper nearby

ZIP 91911, 4 miles away, rents for 16% less ($2,618/mo), about $6,100 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 91913. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$37,524/yr
At $3,127/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.6% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 91913 (Chula Vista, CA) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 43.2% of residents hold a bachelor's degree or higher.

Population
57,721
Median income
$129,337
Median age
35.7
Renters
29.8%
Age distribution
27%
21.9%
30.4%
Under 1827%
18–3421.9%
35–5430.4%
55–6410.1%
65+10.6%
Gender
48.3%
51.7%
Male48.3%
Female51.7%
Race & ethnicity
21.2%
44.8%
26.8%
White21.2%
Black8.5%
Hispanic44.8%
Asian26.8%
Education (25+)
17.7%
32.7%
43.2%
No HS diploma6.5%
HS diploma17.7%
Some college32.7%
Bachelor's+43.2%
Housing tenure
70.2%
29.8%
Owner70.2%
Renter29.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 91913 in Chula Vista, CA has changed in 5 years

Rent
$2,333 → $3,127
up 34.0%
Income
$114,352 → $129,337
up 13.1%
Population
53,725 → 57,721
up 7.4%
Renter share
29.2% → 29.8%
+0.6 pts
Bachelor's+
39.8% → 43.2%
+3.4 pts
Median age
35 → 35.7
+0.7 yrs

The median rent in ZIP 91913 in Chula Vista, CA stood at $2,333 in 2021 and currently runs about $3,127, reflecting a 34.0% increase over the period. Household income in the area moved from $114,352 to $129,337 across the same window, up 13.1% versus 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 7.4% since 2021, moving from about 53,725 residents to roughly 57,721. College-educated residents now make up 43.2% of adults here, versus 39.8% in 2021. Reading these numbers side by side helps frame whether current listings in ZIP 91913 in Chula Vista, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 91913

Last updated: October 17, 2026

ZIP code 91913 covers Chula Vista, CA. The median rent here is $3,127/mo as of October 2026. A 1-bedroom rents for a median of $2,363/mo. A 2-bedroom rents for a median of $2,883/mo.

At 29% of local median household income ($129,337/yr), ZIP 91913 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 91913?

To keep rent at or below 30% of gross income, you would need to earn at least $125,000/year (about $60/hour full-time) to afford the median rent of $3,127/mo in ZIP 91913. The local median household income is $129,337/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 91913?

Rent in ZIP 91913 has risen 1.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2015.

When is the cheapest time to rent in ZIP 91913?

Asking rents in ZIP 91913 are usually lowest in January, about 1.4% below their yearly trend, and highest in August, about 1.5% above it. At today's median that is a gap of roughly $91 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 91913?

Yes. From 2019 to 2024, rent in ZIP 91913 rose 45.4% while median household income rose 25.4%, from $103,127 to $129,337. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 91913 compare to other ZIPs in California?

ZIP 91913 is in the middle among California ZIP codes for rent, ranking #301 of 898 at $3,127/mo. Over the year to September 2026, rent in ZIP 91913 changed +1.6%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 91913 compare to the rest of Chula Vista?

At $3,127/mo, ZIP 91913 is $192 above the Chula Vista citywide median of $2,935/mo. It is the 3rd cheapest of 5 ZIP codes in Chula Vista.
Income Affordability
29%
AFFORDABLE

At $3,127/mo, rent takes ~29% of ZIP 91913's median household income ($129,337/yr). The standard benchmark is 30%.

ZIP 91913 29%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 91913 (Chula Vista, CA)

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