ZIP Code · CA

ZIP 92007

Pop. 11,100·San Diego County·60th most expensive ZIP in California
Median rent (all units)
$4,454/mo
Year-over-Year
+11.3%
Month-over-Month
+1.6%
vs US Median
+$2,522
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 92007 · $4,454
More expensive than 98% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,920
1 BR
$3,140
2 BR
$3,830
3 BR
$5,100
4 BR+
$6,180
Research median
$3,830/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92007 is at its highest level since Zillow's records here began in February 2022.

Past year vs. the rest of California

Rent in ZIP 92007 changed +11.3% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 3 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($182,629) is $4,566 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,830); a 3-bedroom is $5,100.

Cheaper nearby

ZIP 92009, 5 miles away, rents for 18% less ($3,662/mo), about $9,500 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92007. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$53,448/yr
At $4,454/mo median
Location
StateCA
CountySan Diego County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.3% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.3% YoY, +1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 92007 (Encinitas, CA) is majority owner-occupied, has a median income above the national average, 72.2% of residents hold a bachelor's degree or higher.

Population
11,100
Median income
$182,629
Median age
40.4
Renters
37.6%
Age distribution
24.4%
16.9%
28%
12.4%
18.2%
Under 1824.4%
18–3416.9%
35–5428%
55–6412.4%
65+18.2%
Gender
53.1%
46.9%
Male53.1%
Female46.9%
Race & ethnicity
74.2%
19.5%
White74.2%
Hispanic19.5%
Asian3.2%
Other3%
Education (25+)
14.1%
72.2%
No HS diploma7.4%
HS diploma6.3%
Some college14.1%
Bachelor's+72.2%
Housing tenure
62.4%
37.6%
Owner62.4%
Renter37.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 92007 in Encinitas, CA has changed in 5 years

Rent
$3,386 → $4,454
up 31.5%
Income
$124,219 → $182,629
up 47.0%
Population
11,447 → 11,100
down 3.0%
Renter share
38.8% → 37.6%
-1.2 pts
Bachelor's+
61.2% → 72.2%
+11.0 pts

Five years ago, renters in ZIP 92007 in Encinitas, CA paid around $3,386 a month. That figure now sits near $4,454, up 31.5% from the 2022 baseline. Census figures show median household income at $182,629 today, compared with $124,219 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 92007 in Encinitas, CA losing about 347 residents over the five-year window, down 3.0% on net. Bachelor's-degree-or-higher attainment moved from 61.2% to 72.2% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

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About renting in ZIP 92007

Last updated: October 17, 2026

ZIP code 92007 covers Encinitas, CA. The median rent here is $4,454/mo as of October 2026. A 1-bedroom rents for a median of $3,140/mo. A 2-bedroom rents for a median of $3,830/mo.

At 29% of local median household income ($182,629/yr), ZIP 92007 ranks as affordable compared to the national benchmark of 30%. Rents have increased 11.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92007?

To keep rent at or below 30% of gross income, you would need to earn at least $178,000/year (about $86/hour full-time) to afford the median rent of $4,454/mo in ZIP 92007. The local median household income is $182,629/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92007?

Rent in ZIP 92007 has risen 11.3% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2022.

How does ZIP 92007 compare to other ZIPs in California?

ZIP 92007 is one of the pricier among California ZIP codes for rent, ranking #60 of 898 at $4,454/mo. Over the year to September 2026, rent in ZIP 92007 changed +11.3%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92007 compare to the rest of Encinitas?

At $4,454/mo, ZIP 92007 is $114 above the Encinitas citywide median of $4,340/mo.
Income Affordability
29%
AFFORDABLE

At $4,454/mo, rent takes ~29% of ZIP 92007's median household income ($182,629/yr). The standard benchmark is 30%.

ZIP 92007 29%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92007 (Encinitas, CA)

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