ZIP Code · CA

ZIP 92084

Part of Vista, CA

Pop. 49,727·San Diego County·483rd most expensive ZIP in California

Median rent (all units)

$2,745/mo

Year-over-Year

+1.8%

Month-over-Month

+0.8%

vs US Median

+$813

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 92084 · $2,745

More expensive than 85% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,120

1 BR

$2,280

2 BR

$2,780

3 BR

$3,700

4 BR+

$4,490

Research median

$2,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 92084 usually run 0.9% below trend in January and 1.7% above it in October, about $71 a month apart at today's median. Based on 7 years of data.

Compared with the peak

Rent in ZIP 92084 is at its highest level since Zillow's records here began in December 2018.

Past year vs. the rest of California

Rent in ZIP 92084 changed +1.8% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92084 rose 49.9% while median household income rose 33.9% ($73,645 to $98,577). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92084 is 45.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($98,577) is $2,464 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,280); a 2-bedroom is $2,780.

Rank in Vista

2nd cheapest of 3 ZIP codes in Vista.

From Zillow's monthly rent index (ZORI) for ZIP 92084. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$32,940/yr

At $2,745/mo median

Location

CityVista

StateCA

CountySan Diego County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.8% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 92084 (Vista, CA) is majority owner-occupied, has a median income above the national average, 28.5% of residents hold a bachelor's degree or higher.

Population

49,727

Median income

$98,577

Median age

Renters

39.8%

Age distribution

24.9%

23.4%

25.8%

15%

Under 1824.9%

18–3423.4%

35–5425.8%

55–6411%

65+15%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

43.2%

48.4%

White43.2%

Black2.2%

Hispanic48.4%

Asian4.3%

Other2%

Education (25+)

16.5%

24.2%

30.8%

28.5%

No HS diploma16.5%

HS diploma24.2%

Some college30.8%

Bachelor's+28.5%

Housing tenure

60.2%

39.8%

Owner60.2%

Renter39.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92084 in Vista, CA has changed in 5 years

Rent

$2,021 → $2,745

up 35.8%

Income

$85,150 → $98,577

up 15.8%

Population

49,759 → 49,727

down 0.1%

Renter share

40.3% → 39.8%

-0.5 pts

Bachelor's+

27.8% → 28.5%

+0.7 pts

Median age

35.1 → 36

+0.9 yrs

Five years ago, renters in ZIP 92084 in Vista, CA paid around $2,021 a month. That figure now sits near $2,745, up 35.8% from the 2021 baseline. Household income in the area moved from $85,150 to $98,577 across the same window, up 15.8% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Reading these numbers side by side helps frame whether current listings in ZIP 92084 in Vista, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 92084

Last updated: October 17, 2026

ZIP code 92084 covers Vista, CA. The median rent here is $2,745/mo as of October 2026. A 1-bedroom rents for a median of $2,280/mo. A 2-bedroom rents for a median of $2,780/mo.

At 33% of local median household income ($98,577/yr), ZIP 92084 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92084?

To keep rent at or below 30% of gross income, you would need to earn at least $110,000/year (about $53/hour full-time) to afford the median rent of $2,745/mo in ZIP 92084. The local median household income is $98,577/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92084?

Rent in ZIP 92084 has risen 1.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2018.

When is the cheapest time to rent in ZIP 92084?

Asking rents in ZIP 92084 are usually lowest in January, about 0.9% below their yearly trend, and highest in October, about 1.7% above it. At today's median that is a gap of roughly $71 a month. This pattern comes from 7 years of Zillow rent data.

Has rent outpaced income in ZIP 92084?

Yes. From 2019 to 2024, rent in ZIP 92084 rose 49.9% while median household income rose 33.9%, from $73,645 to $98,577. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92084 compare to other ZIPs in California?

ZIP 92084 is in the middle among California ZIP codes for rent, ranking #483 of 898 at $2,745/mo. Over the year to September 2026, rent in ZIP 92084 changed +1.8%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.