ZIP Code · CA

ZIP 92604

Part of Irvine, CA
Pop. 26,491·Orange County·169th most expensive ZIP in California
Median rent (all units)
$3,556/mo
Year-over-Year
+4.1%
Month-over-Month
+0.4%
vs US Median
+$1,624
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 92604 · $3,556
More expensive than 96% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$3,210
1 BR
$3,280
2 BR
$3,870
3 BR
$5,250
4 BR+
$6,270
Research median
$3,870/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

April. Asking rents in ZIP 92604 usually run 0.4% below trend in April and 0.9% above it in September, about $46 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 92604 is at its highest level since Zillow's records here began in December 2015.

Past year vs. the rest of California

Rent in ZIP 92604 changed +4.1% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 92604 rose 39.2% while median household income rose 25.3% ($106,821 to $133,869). Rent outpaced income.

Since before the pandemic

Rent in ZIP 92604 is 45.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 8 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($133,869) is $3,347 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($3,280); a 2-bedroom is $3,870.

Rank in Irvine

5th cheapest of 8 ZIP codes in Irvine.

Cheaper nearby

ZIP 92780, 3 miles away, rents for 25% less ($2,669/mo), about $10,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 92604. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$42,672/yr
At $3,556/mo median
Location
CityIrvine
StateCA
CountyOrange County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (4.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+4.1% YoY, +0.4% MoM), not inventory.
Demographics

Who lives here

ZIP 92604 (Irvine, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 65.7% of residents hold a bachelor's degree or higher.

Population
26,491
Median income
$133,869
Median age
44.2
Renters
36.6%
Age distribution
20.8%
18.4%
26.4%
12.7%
21.8%
Under 1820.8%
18–3418.4%
35–5426.4%
55–6412.7%
65+21.8%
Gender
46.5%
53.5%
Male46.5%
Female53.5%
Race & ethnicity
46.7%
35.1%
White46.7%
Black1.2%
Hispanic11.3%
Asian35.1%
Other5.6%
Education (25+)
21.7%
65.7%
No HS diploma3.2%
HS diploma9.4%
Some college21.7%
Bachelor's+65.7%
Housing tenure
63.4%
36.6%
Owner63.4%
Renter36.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92604 in Irvine, CA has changed in 5 years

Rent
$2,516 → $3,556
up 41.3%
Income
$114,575 → $133,869
up 16.8%
Population
29,983 → 26,491
down 11.6%
Renter share
36.8% → 36.6%
-0.2 pts
Bachelor's+
63.9% → 65.7%
+1.8 pts
Median age
41.6 → 44.2
+2.6 yrs

Since 2021, the typical rent in ZIP 92604 in Irvine, CA has increased from $2,516 to $3,556, a 41.3% change over five years. On the earnings side, the typical household in ZIP 92604 in Irvine, CA now reports about $133,869, up from $114,575 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has contracted by 11.6% since 2021, moving from about 29,983 residents to roughly 26,491. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 92604 in Irvine, CA reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 92604

Last updated: October 17, 2026

ZIP code 92604 covers Irvine, CA. The median rent here is $3,556/mo as of October 2026. A 1-bedroom rents for a median of $3,280/mo. A 2-bedroom rents for a median of $3,870/mo.

At 32% of local median household income ($133,869/yr), ZIP 92604 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92604?

To keep rent at or below 30% of gross income, you would need to earn at least $142,000/year (about $68/hour full-time) to afford the median rent of $3,556/mo in ZIP 92604. The local median household income is $133,869/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 92604?

Rent in ZIP 92604 has risen 4.1% over the past year as of September 2026. That is the highest level since Zillow's records here began in December 2015.

When is the cheapest time to rent in ZIP 92604?

Asking rents in ZIP 92604 are usually lowest in April, about 0.4% below their yearly trend, and highest in September, about 0.9% above it. At today's median that is a gap of roughly $46 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 92604?

Yes. From 2019 to 2024, rent in ZIP 92604 rose 39.2% while median household income rose 25.3%, from $106,821 to $133,869. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 92604 compare to other ZIPs in California?

ZIP 92604 is one of the pricier among California ZIP codes for rent, ranking #169 of 898 at $3,556/mo. Over the year to September 2026, rent in ZIP 92604 changed +4.1%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 92604 compare to the rest of Irvine?

At $3,556/mo, ZIP 92604 is $48 below the Irvine citywide median of $3,604/mo. It is the 5th cheapest of 8 ZIP codes in Irvine.
Income Affordability
32%
MODERATE

At $3,556/mo, rent takes ~32% of ZIP 92604's median household income ($133,869/yr). The standard benchmark is 30%.

ZIP 92604 32%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 92604 (Irvine, CA)

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