ZIP Code · CA

ZIP 94546

Pop. 44,855·Alameda County·399th most expensive ZIP in California
Median rent (all units)
$2,879/mo
Year-over-Year
+7.2%
Month-over-Month
+0.3%
vs US Median
+$947
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 94546 · $2,879
More expensive than 88% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,210
1 BR
$2,460
2 BR
$3,000
3 BR
$3,840
4 BR+
$4,550
Research median
$3,000/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 94546 is at its highest level since Zillow's records here began in June 2019.

Past year vs. the rest of California

Rent in ZIP 94546 changed +7.2% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Since before the pandemic

Rent in ZIP 94546 is 18% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 5 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($128,385) is $3,210 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,000); a 3-bedroom is $3,840.

Cheaper nearby

ZIP 94578, 3 miles away, rents for 16% less ($2,409/mo), about $5,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 94546. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$34,548/yr
At $2,879/mo median
Location
StateCA
CountyAlameda County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.2% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 94546 (Castro Valley, CA) is majority owner-occupied, has a median income above the national average, 41.7% of residents hold a bachelor's degree or higher.

Population
44,855
Median income
$128,385
Median age
41.7
Renters
33.7%
Age distribution
20.9%
17.7%
28.9%
14%
18.5%
Under 1820.9%
18–3417.7%
35–5428.9%
55–6414%
65+18.5%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
37.7%
23.5%
29.2%
White37.7%
Black8.2%
Hispanic23.5%
Asian29.2%
Other1.4%
Education (25+)
18%
32%
41.7%
No HS diploma8.4%
HS diploma18%
Some college32%
Bachelor's+41.7%
Housing tenure
66.3%
33.7%
Owner66.3%
Renter33.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94546 in Castro Valley, CA has changed in 5 years

Rent
$2,414 → $2,879
up 19.3%
Income
$111,570 → $128,385
up 15.1%
Population
46,169 → 44,855
down 2.8%
Renter share
33.2% → 33.7%
+0.5 pts
Bachelor's+
40.8% → 41.7%
+0.9 pts

Rent in ZIP 94546 in Castro Valley, CA has increased 19.3% since 2021, going from about $2,414 per month to roughly $2,879 today. Household income in the area moved from $111,570 to $128,385 across the same window, up 15.1% versus 2021. Rent outpaced income growth by roughly 4.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 46,169 to 44,855 between 2021 and 2024, a 2.8% change. Reading these numbers side by side helps frame whether current listings in ZIP 94546 in Castro Valley, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 94546

Last updated: October 17, 2026

ZIP code 94546 covers Castro Valley, CA. The median rent here is $2,879/mo as of October 2026. A 1-bedroom rents for a median of $2,460/mo. A 2-bedroom rents for a median of $3,000/mo.

At 27% of local median household income ($128,385/yr), ZIP 94546 ranks as affordable compared to the national benchmark of 30%. Rents have increased 7.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 94546?

To keep rent at or below 30% of gross income, you would need to earn at least $115,000/year (about $55/hour full-time) to afford the median rent of $2,879/mo in ZIP 94546. The local median household income is $128,385/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 94546?

Rent in ZIP 94546 has risen 7.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in June 2019.

How does ZIP 94546 compare to other ZIPs in California?

ZIP 94546 is in the middle among California ZIP codes for rent, ranking #399 of 898 at $2,879/mo. Over the year to September 2026, rent in ZIP 94546 changed +7.2%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 94546 compare to the rest of Castro Valley?

At $2,879/mo, ZIP 94546 is $132 below the Castro Valley citywide median of $3,011/mo.
Income Affordability
27%
AFFORDABLE

At $2,879/mo, rent takes ~27% of ZIP 94546's median household income ($128,385/yr). The standard benchmark is 30%.

ZIP 94546 27%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 94546 (Castro Valley, CA)

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