ZIP Code · CA

ZIP 94564

Part of Pinole, CA
Pop. 18,761·Contra Costa County·450th most expensive ZIP in California
Median rent (all units)
$2,800/mo
Year-over-Year
Stable
Month-over-Month
-8.4%
vs US Median
+$868
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 94564 · $2,800
More expensive than 87% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,270
1 BR
$2,530
2 BR
$3,090
3 BR
$3,950
4 BR+
$4,680
Research median
$3,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($127,717) is $3,193 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($3,090); a 3-bedroom is $3,950.

Cheaper nearby

ZIP 94806, 3 miles away, rents for 14% less ($2,401/mo), about $4,800 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 94564. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$33,600/yr
At $2,800/mo median
Location
CityPinole
StateCA
CountyContra Costa County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 0.0% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (+0.0% YoY, -8.4% MoM), not inventory.
Demographics

Who lives here

ZIP 94564 (Pinole, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 38.6% of residents hold a bachelor's degree or higher.

Population
18,761
Median income
$127,717
Median age
44.7
Renters
20.6%
Age distribution
15.7%
19.8%
26.9%
13.7%
23.8%
Under 1815.7%
18–3419.8%
35–5426.9%
55–6413.7%
65+23.8%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
31%
28.7%
27.6%
White31%
Black9.7%
Hispanic28.7%
Asian27.6%
Other3%
Education (25+)
21.3%
28.4%
38.6%
No HS diploma11.7%
HS diploma21.3%
Some college28.4%
Bachelor's+38.6%
Housing tenure
79.4%
20.6%
Owner79.4%
Renter20.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94564 in Pinole, CA has changed in 5 years

Income
$104,275 → $127,717
up 22.5%
Population
19,065 → 18,761
down 1.6%
Renter share
29% → 20.6%
-8.4 pts
Bachelor's+
34.9% → 38.6%
+3.7 pts
Median age
42.6 → 44.7
+2.1 yrs

Household income in the area moved from $104,275 to $127,717 across the same window, up 22.5% versus 2021. Census counts show ZIP 94564 in Pinole, CA losing about 304 residents over the five-year window, down 1.6% on net. The renter share has eased from 29% to 20.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 34.9% to 38.6% across the same window.

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Local insights

Tips for renters in ZIP 94564

About renting in ZIP 94564

Last updated: October 17, 2026

ZIP code 94564 covers Pinole, CA. The median rent here is $2,800/mo as of October 2026. A 1-bedroom rents for a median of $2,530/mo. A 2-bedroom rents for a median of $3,090/mo.

At 26% of local median household income ($127,717/yr), ZIP 94564 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 94564?

To keep rent at or below 30% of gross income, you would need to earn at least $112,000/year (about $54/hour full-time) to afford the median rent of $2,800/mo in ZIP 94564. The local median household income is $127,717/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 94564?

Rent in ZIP 94564 has been roughly flat over the past year, a 0.0% change.

How does ZIP 94564 compare to other ZIPs in California?

ZIP 94564 is in the middle among California ZIP codes for rent, ranking #450 of 898 at $2,800/mo.

How does ZIP 94564 compare to the rest of Pinole?

ZIP 94564 sits right at the Pinole citywide median of $2,800/mo.
Income Affordability
26%
AFFORDABLE

At $2,800/mo, rent takes ~26% of ZIP 94564's median household income ($127,717/yr). The standard benchmark is 30%.

ZIP 94564 26%Benchmark 30%
State income tax1–13.3%
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