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ZIP Code · CA

ZIP 95928

Part of Chico, CA
Pop. 37,409·Butte County·886th most expensive ZIP in California
Median rent (all units)
$1,527/mo
Year-over-Year
-12.3%
Month-over-Month
-4.4%
vs US Median
-$438
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 95928 · $1,527
More affordable than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,220
1 BR
$1,340
2 BR
$1,710
3 BR
$2,380
4 BR+
$2,870
Research median
$1,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,324/yr
At $1,527/mo median
Location
CityChico
StateCA
CountyButte County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 12.3% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-12.3% YoY, -4.4% MoM), not inventory.
Demographics

Who lives here

ZIP 95928 (Chico, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 42.3% of residents hold a bachelor's degree or higher.

Population
37,409
Median income
$64,949
Median age
33.5
Renters
57.6%
Age distribution
15.5%
36.8%
21.7%
16.3%
Under 1815.5%
18–3436.8%
35–5421.7%
55–649.8%
65+16.3%
Gender
48.5%
51.5%
Male48.5%
Female51.5%
Race & ethnicity
73.8%
19.2%
White73.8%
Black1.2%
Hispanic19.2%
Asian4.3%
Other1.5%
Education (25+)
15.4%
32.8%
42.3%
No HS diploma9.5%
HS diploma15.4%
Some college32.8%
Bachelor's+42.3%
Housing tenure
42.4%
57.6%
Owner42.4%
Renter57.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95928 in Chico, CA has changed in 5 years

Rent
$1,431 → $1,527
up 6.7%
Income
$60,750 → $64,949
up 6.9%
Population
38,594 → 37,409
down 3.1%
Renter share
54.3% → 57.6%
+3.3 pts
Bachelor's+
40.8% → 42.3%
+1.5 pts

Rent in ZIP 95928 in Chico, CA has climbed 6.7% since 2021, going from about $1,431 per month to roughly $1,527 today. Local incomes tracked alongside that move, going from a median of $60,750 in 2021 to $64,949 more recently. Headcount in the area went from 38,594 to 37,409 between 2021 and 2024, a 3.1% change. About 57.6% of households rent today, against 54.3% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95928 in Chico, CA market of 2021.

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Local insights

Tips for renters in ZIP 95928

About renting in ZIP 95928

Last updated: July 20, 2026

ZIP code 95928 covers Chico, CA. The median rent here is $1,527/mo as of July 2026. A 1-bedroom rents for a median of $1,340/mo. A 2-bedroom rents for a median of $1,710/mo.

At 28% of local median household income ($64,949/yr), ZIP 95928 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 12.3% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95928?

As of July 20, 2026, the median monthly rent in ZIP 95928 (Chico, CA) is $1,527. This is based on aggregated data from public sources and community submissions.

How does ZIP 95928 rent compare to the US average?

ZIP 95928's median rent of $1,527/mo is $438 (22%) below the US national median of $1,965/mo.

How does ZIP 95928 compare to other ZIPs in California?

ZIP 95928 is among the more affordable ZIP codes in California, ranking #886 out of 907 ZIPs at $1,527/mo.

How much income do you need to rent in ZIP 95928?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,527/mo in ZIP 95928. The local median household income is $64,949/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 95928?

Rent in ZIP 95928 has decreased 12.3% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 95928 an affordable place to rent?

ZIP 95928 is considered affordable for renters. At $1,527/mo, rent takes approximately 28% of the local median household income ($64,949/yr). The standard benchmark is 30%. ZIP 95928 falls comfortably within that range.

What percentage of ZIP 95928 residents rent vs. own?

According to Census data, approximately 57.6% of ZIP 95928 households are renters, while 42.4% are owner-occupied. With a majority renter population, ZIP 95928 has a strong rental market.

How does ZIP 95928 compare to the rest of Chico?

ZIP 95928 is more affordable than Chico overall. At $1,527/mo, it's $50 below the Chico citywide median of $1,577/mo.

When was rent data for ZIP 95928 last updated?

Rent data for ZIP 95928 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $1,527/mo, rent takes ~28% of ZIP 95928's median household income ($64,949/yr). The standard benchmark is 30%.

ZIP 95928 28%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95928 (Chico, CA)

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