ZIP 96744
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
December. Asking rents in ZIP 96744 usually run 1.3% below trend in December and 1.1% above it in May, about $87 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 96744 is at its highest level since Zillow's records here began in May 2016.
Rent in ZIP 96744 changed +3.7% over the year to September 2026. Across the 23 Hawaii ZIP codes Zillow tracks, the typical change was +5.3%.
From 2019 to 2024, rent in ZIP 96744 rose 30.8% while median household income rose 18.7% ($110,939 to $131,653). Rent outpaced income.
Rent in ZIP 96744 is 42.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 2 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($131,653) is $3,291 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,850); a 3-bedroom is $3,960.
ZIP 96701, 5 miles away, rents for 23% less ($2,803/mo), about $10,100 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 96744. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 96744 (Kaneohe, HI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 40% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 96744 in Kaneohe, HI has changed in 5 years
Compared with 2021, rent in ZIP 96744 in Kaneohe, HI has climbed by $991 per month, settling near $3,645 after starting the period at $2,654. Local incomes tracked alongside that move, going from a median of $121,756 in 2021 to $131,653 more recently. Rent outpaced income growth by roughly 29.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 54,537 to 57,620 between 2021 and 2024, a 5.7% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 96744 in Kaneohe, HI market of 2021.
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Tips for renters in ZIP 96744
Last updated: October 17, 2026
ZIP code 96744 covers Kaneohe, HI. The median rent here is $3,645/mo as of October 2026. A 1-bedroom rents for a median of $2,180/mo. A 2-bedroom rents for a median of $2,850/mo.
At 33% of local median household income ($131,653/yr), ZIP 96744 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.7% over the past year.
Frequently asked questions
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How does ZIP 96744 compare to other ZIPs in Hawaii?
How does ZIP 96744 compare to the rest of Kaneohe?
At $3,645/mo, rent takes ~33% of ZIP 96744's median household income ($131,653/yr). The standard benchmark is 30%.
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