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ZIP Code · HI

ZIP 96744

Part of Kaneohe, HI
Pop. 57,620·Honolulu County·8th most expensive ZIP in Hawaii
Median rent (all units)
$3,558/mo
Year-over-Year
+22.8%
Month-over-Month
+3.2%
vs US Median
+$1,593
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 96744 · $3,558
More expensive than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,020
1 BR
$2,180
2 BR
$2,850
3 BR
$3,960
4 BR+
$4,780
Research median
$2,850/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$42,696/yr
At $3,558/mo median
Location
StateHI
CountyHonolulu County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 22.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+22.8% YoY, +3.2% MoM), not inventory.
Demographics

Who lives here

ZIP 96744 (Kaneohe, HI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 40% of residents hold a bachelor's degree or higher.

Population
57,620
Median income
$131,653
Median age
43.8
Renters
22.6%
Age distribution
19.4%
18.3%
23.8%
13.6%
24.8%
Under 1819.4%
18–3418.3%
35–5423.8%
55–6413.6%
65+24.8%
Gender
50%
50%
Male50%
Female50%
Race & ethnicity
16.6%
34.8%
37.6%
White16.6%
Black0.5%
Hispanic10.6%
Asian34.8%
Other37.6%
Education (25+)
27.2%
28.5%
40%
No HS diploma4.3%
HS diploma27.2%
Some college28.5%
Bachelor's+40%
Housing tenure
77.4%
22.6%
Owner77.4%
Renter22.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 96744 in Kaneohe, HI has changed in 5 years

Rent
$2,396 → $3,558
up 48.5%
Income
$121,756 → $131,653
up 8.1%
Population
54,537 → 57,620
up 5.7%
Renter share
23.6% → 22.6%
-1.0 pts
Bachelor's+
39.2% → 40%
+0.8 pts
Median age
44.4 → 43.8
-0.6 yrs

Compared with 2021, rent in ZIP 96744 in Kaneohe, HI has climbed by $1,162 per month, settling near $3,558 after starting the period at $2,396. Local incomes tracked alongside that move, going from a median of $121,756 in 2021 to $131,653 more recently. Rent outpaced income growth by roughly 40.4 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 54,537 to 57,620 between 2021 and 2024, a 5.7% change. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 96744 in Kaneohe, HI market of 2021.

Community

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Local insights

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About renting in ZIP 96744

Last updated: July 20, 2026

ZIP code 96744 covers Kaneohe, HI. The median rent here is $3,558/mo as of July 2026. A 1-bedroom rents for a median of $2,180/mo. A 2-bedroom rents for a median of $2,850/mo.

At 32% of local median household income ($131,653/yr), ZIP 96744 ranks as moderate compared to the national benchmark of 30%. Rents have increased 22.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 96744?

As of July 20, 2026, the median monthly rent in ZIP 96744 (Kaneohe, HI) is $3,558. This is based on aggregated data from public sources and community submissions.

How does ZIP 96744 rent compare to the US average?

ZIP 96744's median rent of $3,558/mo is $1,593 (81%) above the US national median of $1,965/mo.

How does ZIP 96744 compare to other ZIPs in Hawaii?

ZIP 96744 is one of the pricier ZIP codes in Hawaii, ranking #8 out of 29 ZIPs tracked at $3,558/mo.

How much income do you need to rent in ZIP 96744?

To keep rent at or below 30% of gross income, you would need to earn at least $142,000/year (~$68/hour full-time) to afford the median rent of $3,558/mo in ZIP 96744. The local median household income is $131,653/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 96744?

Rent in ZIP 96744 has increased 22.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 96744 an affordable place to rent?

ZIP 96744 is considered moderate for renters. At $3,558/mo, rent takes approximately 32% of the local median household income ($131,653/yr). The standard benchmark is 30%. ZIP 96744 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 96744 residents rent vs. own?

According to Census data, approximately 22.6% of ZIP 96744 households are renters, while 77.4% are owner-occupied. ZIP 96744 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 96744 compare to the rest of Kaneohe?

ZIP 96744 sits right at the Kaneohe citywide median of $3,558/mo.

When was rent data for ZIP 96744 last updated?

Rent data for ZIP 96744 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
32%
MODERATE

At $3,558/mo, rent takes ~32% of ZIP 96744's median household income ($131,653/yr). The standard benchmark is 30%.

ZIP 96744 32%Benchmark 30%
State income tax1.4–11%
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Schools nearby

Public schools near ZIP 96744 (Kaneohe, HI)

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