ZIP Code · HI

ZIP 96782

Part of Pearl City, HI

Pop. 37,475·Honolulu County·25th most expensive ZIP in Hawaii

Median rent (all units)

$2,422/mo

Year-over-Year

+5.1%

Month-over-Month

+0.2%

vs US Median

+$490

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 96782 · $2,422

More expensive than 78% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,930

1 BR

$2,070

2 BR

$2,710

3 BR

$3,770

4 BR+

$4,550

Research median

$2,710/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 96782 is 3.6% below its high of $2,512 in April 2026, at $2,422 as of September 2026.

Past year vs. the rest of Hawaii

Rent in ZIP 96782 changed +5.1% over the year to September 2026. Across the 23 Hawaii ZIP codes Zillow tracks, the typical change was +5.3%.

Recent direction

Rent rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($108,669) is $2,717 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,710); a 3-bedroom is $3,770.

From Zillow's monthly rent index (ZORI) for ZIP 96782. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,064/yr

At $2,422/mo median

Location

CityPearl City

StateHI

CountyHonolulu County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (5.1% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+5.1% YoY, +0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 96782 (Pearl City, HI) is majority owner-occupied, has a large retiree population, has a median income above the national average, 33.9% of residents hold a bachelor's degree or higher.

Population

37,475

Median income

$108,669

Median age

43.5

Renters

31.1%

Age distribution

18.6%

20.4%

24.2%

25.1%

Under 1818.6%

18–3420.4%

35–5424.2%

55–6411.7%

65+25.1%

Gender

50.8%

49.2%

Male50.8%

Female49.2%

Race & ethnicity

52.3%

28.3%

White10.5%

Black1.9%

Hispanic6.9%

Asian52.3%

Other28.3%

Education (25+)

27.8%

32.1%

33.9%

No HS diploma6.2%

HS diploma27.8%

Some college32.1%

Bachelor's+33.9%

Housing tenure

68.9%

31.1%

Owner68.9%

Renter31.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 96782 in Pearl City, HI has changed in 5 years

Rent

$2,006 → $2,422

up 20.7%

Income

$97,925 → $108,669

up 11.0%

Population

37,992 → 37,475

down 1.4%

Renter share

33.2% → 31.1%

-2.1 pts

Bachelor's+

30.7% → 33.9%

+3.2 pts

Median age

41.9 → 43.5

+1.6 yrs

Compared with 2023, rent in ZIP 96782 in Pearl City, HI has climbed by $416 per month, settling near $2,422 after starting the period at $2,006. Household income in the area moved from $97,925 to $108,669 across the same window, up 11.0% versus 2021. Rent outpaced income growth by roughly 9.7 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 37,992 to 37,475 between 2021 and 2024, a 1.4% change. About 31.1% of households rent today, against 33.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 30.7% to 33.9%. Reading these numbers side by side helps frame whether current listings in ZIP 96782 in Pearl City, HI look reasonable against where the market sat half a decade ago.

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About renting in ZIP 96782

Last updated: October 17, 2026

ZIP code 96782 covers Pearl City, HI. The median rent here is $2,422/mo as of October 2026. A 1-bedroom rents for a median of $2,070/mo. A 2-bedroom rents for a median of $2,710/mo.

At 27% of local median household income ($108,669/yr), ZIP 96782 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.1% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 96782?

To keep rent at or below 30% of gross income, you would need to earn at least $97,000/year (about $47/hour full-time) to afford the median rent of $2,422/mo in ZIP 96782. The local median household income is $108,669/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 96782?

Rent in ZIP 96782 has risen 5.1% over the past year as of September 2026. It sits 3.6% below its high of $2,512 in April 2026.

How does ZIP 96782 compare to other ZIPs in Hawaii?

ZIP 96782 is one of the more affordable among Hawaii ZIP codes for rent, ranking #25 of 30 at $2,422/mo. Over the year to September 2026, rent in ZIP 96782 changed +5.1%, against a typical +5.3% across the 23 Hawaii ZIP codes Zillow tracks.