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ZIP Code · WA

ZIP 98110

Pop. 24,631·Kitsap County·10th most expensive ZIP in Washington
Median rent (all units)
$3,151/mo
Year-over-Year
+16.8%
Month-over-Month
+7.1%
vs US Median
+$1,186
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 98110 · $3,151
More expensive than 92% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,800
1 BR
$1,870
2 BR
$2,460
3 BR
$3,240
4 BR+
$3,560
Research median
$2,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$37,812/yr
At $3,151/mo median
Location
StateWA
CountyKitsap County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 16.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+16.8% YoY, +7.1% MoM), not inventory.
Demographics

Who lives here

ZIP 98110 (Bainbridge Island, WA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 76.4% of residents hold a bachelor's degree or higher.

Population
24,631
Median income
$172,188
Median age
49
Renters
18.6%
Age distribution
20.1%
25.6%
16.1%
27.4%
Under 1820.1%
18–3410.8%
35–5425.6%
55–6416.1%
65+27.4%
Gender
49.2%
50.8%
Male49.2%
Female50.8%
Race & ethnicity
83.7%
White83.7%
Hispanic4.6%
Asian4.1%
Other7.3%
Education (25+)
16.1%
76.4%
No HS diploma0.7%
HS diploma6.8%
Some college16.1%
Bachelor's+76.4%
Housing tenure
81.4%
18.6%
Owner81.4%
Renter18.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98110 in Bainbridge Island, WA has changed in 5 years

Rent
$2,141 → $3,151
up 47.2%
Income
$145,475 → $172,188
up 18.4%
Population
24,557 → 24,631
up 0.3%
Renter share
19.7% → 18.6%
-1.1 pts
Bachelor's+
73.9% → 76.4%
+2.5 pts

Rent in ZIP 98110 in Bainbridge Island, WA has increased 47.2% since 2021, going from about $2,141 per month to roughly $3,151 today. On the earnings side, the typical household in ZIP 98110 in Bainbridge Island, WA now reports about $172,188, up from $145,475 in 2021. Rent outpaced income growth by roughly 28.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 73.9% to 76.4%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 98110 in Bainbridge Island, WA reflects that arc in its own way.

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Local insights

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About renting in ZIP 98110

Last updated: July 20, 2026

ZIP code 98110 covers Bainbridge Island, WA. The median rent here is $3,151/mo as of July 2026. A 1-bedroom rents for a median of $1,870/mo. A 2-bedroom rents for a median of $2,460/mo.

At 22% of local median household income ($172,188/yr), ZIP 98110 ranks as affordable compared to the national benchmark of 30%. Rents have increased 16.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 98110?

As of July 20, 2026, the median monthly rent in ZIP 98110 (Bainbridge Island, WA) is $3,151. This is based on aggregated data from public sources and community submissions.

How does ZIP 98110 rent compare to the US average?

ZIP 98110's median rent of $3,151/mo is $1,186 (60%) above the US national median of $1,965/mo.

How does ZIP 98110 compare to other ZIPs in Washington?

ZIP 98110 is one of the pricier ZIP codes in Washington, ranking #10 out of 209 ZIPs tracked at $3,151/mo.

How much income do you need to rent in ZIP 98110?

To keep rent at or below 30% of gross income, you would need to earn at least $126,000/year (~$61/hour full-time) to afford the median rent of $3,151/mo in ZIP 98110. The local median household income is $172,188/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 98110?

Rent in ZIP 98110 has increased 16.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 98110 an affordable place to rent?

ZIP 98110 is considered very affordable for renters. At $3,151/mo, rent takes approximately 22% of the local median household income ($172,188/yr). The standard benchmark is 30%. ZIP 98110 falls comfortably within that range.

What percentage of ZIP 98110 residents rent vs. own?

According to Census data, approximately 18.6% of ZIP 98110 households are renters, while 81.4% are owner-occupied. ZIP 98110 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 98110 compare to the rest of Bainbridge Island?

ZIP 98110 sits right at the Bainbridge Island citywide median of $3,151/mo.

When was rent data for ZIP 98110 last updated?

Rent data for ZIP 98110 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $3,151/mo, rent takes ~22% of ZIP 98110's median household income ($172,188/yr). The standard benchmark is 30%.

ZIP 98110 22%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 98110 (Bainbridge Island, WA)

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