ZIP Code · WA

ZIP 98110

Part of Bainbridge Island, WA

Pop. 24,631·Kitsap County·10th most expensive ZIP in Washington

Median rent (all units)

$2,989/mo

Year-over-Year

+5.0%

Month-over-Month

+0.9%

vs US Median

+$1,057

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 98110 · $2,989

More expensive than 90% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,800

1 BR

$1,870

2 BR

$2,460

3 BR

$3,240

4 BR+

$3,560

Research median

$2,460/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in ZIP 98110 usually run 1.4% below trend in March and 1.5% above it in June, about $87 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 98110 is at its highest level since Zillow's records here began in March 2020.

Past year vs. the rest of Washington

Rent in ZIP 98110 changed +5.0% over the year to September 2026. Across the 193 Washington ZIP codes Zillow tracks, the typical change was +2.5%.

Since before the pandemic

Rent in ZIP 98110 is 46.1% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 6 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($172,188) is $4,305 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($3,560).

Cheaper nearby

ZIP 98311, 5 miles away, rents for 34% less ($1,965/mo), about $12,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 98110. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$35,868/yr

At $2,989/mo median

Location

CityBainbridge Island

StateWA

CountyKitsap County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 5.0% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+5.0% YoY, +0.9% MoM), not inventory.

Demographics

Who lives here

ZIP 98110 (Bainbridge Island, WA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 76.4% of residents hold a bachelor's degree or higher.

Population

24,631

Median income

$172,188

Median age

Renters

18.6%

Age distribution

20.1%

25.6%

16.1%

27.4%

Under 1820.1%

18–3410.8%

35–5425.6%

55–6416.1%

65+27.4%

Gender

49.2%

50.8%

Male49.2%

Female50.8%

Race & ethnicity

83.7%

White83.7%

Hispanic4.6%

Asian4.1%

Other7.3%

Education (25+)

16.1%

76.4%

No HS diploma0.7%

HS diploma6.8%

Some college16.1%

Bachelor's+76.4%

Housing tenure

81.4%

18.6%

Owner81.4%

Renter18.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 98110 in Bainbridge Island, WA has changed in 5 years

Rent

$2,240 → $2,989

up 33.4%

Income

$145,475 → $172,188

up 18.4%

Population

24,557 → 24,631

up 0.3%

Renter share

19.7% → 18.6%

-1.1 pts

Bachelor's+

73.9% → 76.4%

+2.5 pts

Rent in ZIP 98110 in Bainbridge Island, WA has increased 33.4% since 2021, going from about $2,240 per month to roughly $2,989 today. On the earnings side, the typical household in ZIP 98110 in Bainbridge Island, WA now reports about $172,188, up from $145,475 in 2021. Rent outpaced income growth by roughly 15.0 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 73.9% to 76.4%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 98110 in Bainbridge Island, WA reflects that arc in its own way.

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About renting in ZIP 98110

Last updated: October 17, 2026

ZIP code 98110 covers Bainbridge Island, WA. The median rent here is $2,989/mo as of October 2026. A 1-bedroom rents for a median of $1,870/mo. A 2-bedroom rents for a median of $2,460/mo.

At 21% of local median household income ($172,188/yr), ZIP 98110 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 98110?

To keep rent at or below 30% of gross income, you would need to earn at least $120,000/year (about $58/hour full-time) to afford the median rent of $2,989/mo in ZIP 98110. The local median household income is $172,188/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 98110?

Rent in ZIP 98110 has risen 5.0% over the past year as of September 2026. That is the highest level since Zillow's records here began in March 2020.

When is the cheapest time to rent in ZIP 98110?

Asking rents in ZIP 98110 are usually lowest in March, about 1.4% below their yearly trend, and highest in June, about 1.5% above it. At today's median that is a gap of roughly $87 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 98110 compare to other ZIPs in Washington?

ZIP 98110 is one of the pricier among Washington ZIP codes for rent, ranking #10 of 207 at $2,989/mo. Over the year to September 2026, rent in ZIP 98110 changed +5.0%, against a typical +2.5% across the 193 Washington ZIP codes Zillow tracks.